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12y ago

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What is Homeowners insurance stated aggregate limit?

Aggregate limits general are referring to the liability portion of the policy, the aggregate limit is a pre-determined dollar amount up to which an insurance policy will cover an insured per year or policy period or accident. As an example, your limit is 100k per person 300k per accident/loss, and 500k aggregate, so each person could get up to 100k per person, but only 300k per accident, and no more than (no matter how many accidents in that policy period) 500k aggregate....clear as mud isn't it? If you have a specific coverage that you are wondering about I would be happy to assit, check your policy for the length of the aggregate amount..should say , 'during policy period or per calendar year etc.''


When a claim is filed do you only get the amount of the policy?

You can only collect the amount of your actual loss but no more than the limits on the policy. If a person does not have enough limits on his policy and he hit you then you can sue him for more but you will not be able to collect the policy limits amount then still sue for the remainder of the loss.


How does limit poker work and what are the specific rules and betting limits involved in the game?

In limit poker, players can only bet a set amount during each round of betting. The specific rules and betting limits vary depending on the type of limit poker being played, such as fixed limit or spread limit. In fixed limit poker, there are predetermined betting limits for each round, while in spread limit poker, players can bet within a specified range. Betting limits are typically indicated by the size of the blinds or the size of the bets allowed.


What office has a 2 term limit?

The US Presidency has essentially a two-term limit and is the only federal office with term limits. State governors have terms limits of various sorts in some states.


How do you find out the at fault driver's per person bodily injury liability insurance coverage limits?

The insurer is only responsible to pay up to the policy limits for a covered loss.If your accepted claim is below the policy limits then you will receive full compensation, in this case the policy limits is a moot issue since your loss was fully covered.If your accepted claim exceeds the insureds policy limits, then the amount of the check, would presumably reflect the policy limits.Or you could just ask the claims adjuster.AnswerHire an attorney


Can a insurance adjuster offer more money in a pain and suffering case than a policy covers?

No. They can only pay up to the policy limits.


Which branch is the only one subject to term limit?

The executive branch, namely the presidency, is the only office on which there are any term limits,


Speed limits and changes in Britains speed limit?

too many crashes . When I was young, there was only the 30mph limit in towns, and a few 40mph limits on urban through ways. Apart from that, no limit on the open road. Now we have 70mph on motorways and dual carriageways, 60mph on all other roads unless lower limit posted. Lower limits are a sometimes confusing mix of 50mph, 40mph, 30mph, 20mph and 10mph


How do you get the aggregate working load limit for a commercial motor vehicles?

I've never heard of an aggregate working load limit for a vehicle. The only place that term is used in the Federal Motor Carrier Safety Administration Reglations is in the load securement section. If that is what you meant, it's pretty simple. Most tiedowns and chains should be marked with their Working Load Limit. If they are, you simply add them up. Five synthetic straps with Load Limits of 7,000 pounds each equals an aggregate working load limit of 35,000 pounds. In most cases, your aggregate working load limit must be at least 50% of the total weight of what you are carrying. In this case, these 5 tiedowns' load limit would be enough for something weighing 70,000 pounds. If you don't know what the Load Limits are, you can go to 393.108 in the regulations. They have a list of tiedown types and sizes. If the tiedown is not marked, you must use the assigned rating from the regs. You need to check 393.100 through 393.136 though. Many commodities, such as bundled lumber, vehicles, heavy equipment, have specific requirements in addition to the genereal load limit requirements. Also, keep in mind, if you are inspected and your load is not secured sufficiently, it is an Out of Service Violation and you can probably count on being issued a ticket, being parked where you are, and your company's safety rating going down." That is not quite right. According to the rules the aggregate working load limit is "the sum of one half of the working load limit of each tiedown". This means you divide the load rating of each tiedown by two and then add them up to get the aggregate working load limit. If your tiedowns are rated at 7,000 lbs and you have 5 tiedowns , the aggregate working load limit, the sum of one half of the working load limit of all tiedowns would be 17,500 lbs. Securment rules state "The aggregate working load limit of any securement system used to secure an article or group of articles against movement must be at least one-half the weight of the article or group of articles". Divide the working load limit of each tiedown used by two and add them together. This number needs to be equal to or greater than half the weight of your load. It is an overcomplicated, fancy way of saying that the load limit of your tiedowns must be equal to the weight of the load.


What set of human rights limits the right for same sex marriages?

No set of human rights limits the rights of same-sex marriage. Only governments can limit human rights.


What is the limit as to how may books you can check out the library?

Limits on books at libraries vary. Some permit only 2 or 3 while others allow 5 to 7. There isn't a rule or uniform policy (though there usually is across, say, a county library system).


How many life insurance policy can you have?

As many as you want. Usually there is only a limit on the total value of the insurance policies you can have on your name. This is based on your annual salary. For ex: Bill gates can get a policy for 10 billion USD because he can afford to pay the premium on the policy whereas if I ask for the same amount, the insurance company will turn it down.