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Can a insurance adjuster offer more money in a pain and suffering case than a policy covers?
Wiki User
∙ 12y ago
No. They can only pay up to the policy limits.
Wiki User
∙ 12y ago
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What are the job descriptions of public adjusters?
A public adjuster is an insurance claims adjuster advocating for the policy holder and negotiating the claimant's insurance claim. Public adjusters are licensed by the state's department of insurance
Accidental life insurance covers death by homicide?
Your life insurance policy should contain a provision that stipulates if the policy covers death by homicide. It really varies from policy to policy, depends on the insurance company, etc.
The coverage included in an automobile insurance policy that covers property damage is what insurance?
its liability insurance
How do i find out exactly what my auto insurance covers with my policy number?
Talk with your auto insurance agent if you don't know how to read your insurance policy.
What does the term 'adjuster' mean in insurance?
An insurance adjuster is an individual whose function it is to resolve claims that are asserted as being covered under an insurance policy. The claims can be asserted either by the person or entity insured under the policy, or by a third-party who claims benefits under the insurance policy, for example, due to the insured's negligence. Stated otherwise, an adjuster makes the following determinations and performs the following acts: 1. Confirming that the policy was in force at the time of the occurrence; 2. Investigating the facts of the occurrence, including requesting and analyzing all paperwork; 3. Determining whether the language of the policy, reasonably construed, applies or does not apply to the facts of the occurrence; 4. Assessing the damages or other amounts payable under the policy using the policy itself, applicable law, and other applicable reference materials as indicated. Related to this, the adjuster determines who/what are the proper payee(s) of the proceeds; 5. Compliance with all laws governing the adjuster functions in the jurisdiction. An insurance adjuster is a licensee of the state department of insurance. Inherent in that status is the requirement to pass a state examination to obtain a license, and to take continuing education courses as required by the by the state of licensure. An adjuster can be a "company adjuster", meaning that he/she works for an insurance company, or an "independent adjuster", meaning that he/she can be hired by an insured to act as an advocate for the insured with respect to the claim(s). The adjuster cannot act in both roles. An independent adjuster is usually compensated as a percentage of the amount recovered, and the engagement must usually be documented in writing from the outset.
The coverage included in an automoblie insurance policy that covers property damage is insurance?
the answer is liability
Which insurance policy covers hail damage to an automobile?
Comprehensive
If you give a family member who has their own insurance policy permission to drive your car and they get into an accident which policy covers the accident?
the policy that covers the car that is being driven.
The coverage included in an automobile insurance policy that covers property damage is insurance?
liability insurance. -twiggy.
The coverage included in an automobile insurance policy that covers property damage is what kind of insurance?
Liability Insurance
What services does an insurance adjuster offer?
An insurance adjuster, often called a claims adjuster investigates client claims regarding damages to things like a home or car. The services they provide include communication with the policy holder, to assess damages, do research, and prepare the necessary paperwork.
How do you deal with home insurance adjuster?
The easiest and perhaps best way to deal with a home insurance adjuster is to call in a Public Adjuster and let him maximise your settlement and take care of the details of what can be a very stressful situaton. Public Adjusters usually charge about 10% of the total settlement, but they know the details of your insurance policy and the hidden ways to ask for and get money from your insurance company.
