Can a insurance adjuster offer more money in a pain and suffering case than a policy covers?
No. They can only pay up to the policy limits.
An insurance adjuster is an individual whose function it is to resolve claims that are asserted as being covered under an insurance policy. The claims can be asserted either by the person or entity insured under the policy, or by a third-party who claims benefits under the insurance policy, for example, due to the insured's negligence. Stated otherwise, an adjuster makes the following determinations and performs the following acts: 1. Confirming that the policy was…
The easiest and perhaps best way to deal with a home insurance adjuster is to call in a Public Adjuster and let him maximise your settlement and take care of the details of what can be a very stressful situaton. Public Adjusters usually charge about 10% of the total settlement, but they know the details of your insurance policy and the hidden ways to ask for and get money from your insurance company.