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Auto Insurance

Auto insurance (or vehicle insurance) refers to the insurance purchased to protect vehicles against loss or damage caused by accident. It is usually a compulsory requirement in most countries for all vehicle owners.

10,287 Questions

What if someine is driving your car and they do not have their own insurance and they get a speeding ticket does your insurance go up?

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Asked by Wiki User

Typically, if someone else is driving your car and gets a speeding ticket, it is their responsibility to address the ticket. However, if the speeding ticket results in points on your driving record, it could potentially lead to an increase in your insurance premiums. It's important to review your policy and consult with your insurance provider to understand the specifics of how speeding tickets may impact your rates.

What type of insurance will pay for theft of damage done to your car from natural disasters such as fire flood or hail?

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Asked by TMonkey

Comprehensive insurance typically covers theft and damages to your car from natural disasters like fire, flood, or hail. This coverage is optional but is recommended for protecting your vehicle from a variety of non-collision related incidents.

Will geico pay for car damages struck by a lightning?

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Asked by Wiki User

Geico typically covers car damages caused by lightning under comprehensive coverage, assuming you have this coverage on your policy. Comprehensive coverage protects against non-collision events, such as fire, theft, vandalism, and natural disasters like lightning strikes. It's recommended to check your policy details or contact Geico to confirm coverage.

How many faults are there in California?

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Asked by Wiki User

There are numerous known faults in California due to its tectonic activity, with some of the most well-known ones being the San Andreas Fault, the Hayward Fault, and the San Jacinto Fault. It is estimated that there could be over 300 faults across the state.

What is glancing collision?

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Asked by Wiki User

A glancing collision is a type of impact between two objects where they come into contact at an angle rather than head-on. This can result in the objects deflecting or sliding off each other rather than directly impacting. Glancing collisions can affect the direction and outcomes of the objects' motion after the collision.

Auto insurance underwriter do?

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Asked by Wiki User

An auto insurance underwriter assesses the risk of insuring a driver and their vehicle to determine appropriate coverage and premium rates. Their responsibilities include:

Evaluating Applications: Reviewing information provided by applicants, such as driving history, vehicle details, and previous insurance claims.

Assessing Risk: Using statistical data and predictive models to assess the likelihood of future claims.

Setting Premiums: Determining the cost of the insurance policy based on the assessed risk.

Policy Terms: Deciding on the terms and conditions of the insurance policy, including coverage limits and exclusions.

Monitoring: Continuously monitoring and adjusting policies as needed based on new information or changes in the policyholder’s situation.

For expert advice and personalized auto insurance solutions, contact Insurance Corner LLC. Our team is here to help you navigate your options and find the best coverage for your needs. Reach out to us today!

Does auto insurance cover the cost of a stolen GPS?

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Asked by Wiki User

Auto insurance may cover the cost of a stolen GPS if you have comprehensive coverage. You would need to file a police report and a claim with your insurance company to seek reimbursement for the stolen GPS. Keep in mind that there may be a deductible you'll need to pay before insurance kicks in.

What could happen if you lost your license plate?

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Asked by Wiki User

If you lose your license plate, you should report it to the police and request a replacement from the department of motor vehicles (DMV). Failure to do so could result in a traffic violation for driving without a proper license plate, leading to fines or penalties.

The least expensive car?

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Asked by Wiki User

The Tata Nano, a compact car produced in India, was one of the least expensive cars when it was first introduced. However, it is no longer produced. In general, entry-level models from brands like Renault, Dacia, or Nissan may offer affordable options for budget-conscious buyers.

What is elastic and inelastic collisions in terms of momentum?

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Asked by Wiki User

In elastic collisions, both momentum and kinetic energy are conserved. This means that momentum before and after the collision is the same, and the objects bounce off each other without any loss of kinetic energy. In inelastic collisions, momentum is conserved but kinetic energy is not. Some kinetic energy is converted into other forms of energy, such as heat or sound, during the collision.

What is collision?

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Asked by Wiki User

A collision is an isolated event in which two or more moving bodies (colliding bodies) exert forces on each other for a relatively short time.

Although the most common colloquial use of the word "collision" refers to accidents in which two or more objects collide, the scientific use of the word "collision" implies nothing about the magnitude of the forces.

Types of collisionsA perfectly elastic collision is defined as one in which there is no loss of kinetic energy in the collision. In reality, any macroscopic collision between objects will convert some kinetic energy to internal energy and other forms of energy, so no large scale impacts are perfectly elastic. However, some problems are sufficiently close to perfectly elastic that they can be approximated as such.

An inelastic collision is one in which part of the kinetic energy is changed to some other form of energy in the collision. Momentum is conserved in inelastic collisions (as it is for elastic collisions), but one cannot track the kinetic energy through the collision since some of it is converted to other forms of energy.

Collisions in ideal gases approach perfectly elastic collisions, as do scattering interactions of sub-atomic particles which are deflected by the electromagnetic force. Some large-scale interactions like the slingshot type gravitational interactions between satellites and planets are perfectly elastic.

Collisions between hard spheres may be nearly elastic, so it is useful to calculate the limiting case of an elastic collision. The assumption of conservation of momentum as well as the conservation of kinetic energy makes possible the calculation of the final velocities in two-body collisions.

Can a lawyer keep you from having your license suspended because you didn't have car insurance?

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Asked by Wiki User

A lawyer may be able to help by disputing the suspension, negotiating a settlement, or presenting a case in court with evidence to address any legal issues related to your lack of car insurance. However, the outcome ultimately depends on the specific circumstances of the case and the laws in your jurisdiction.

Can i go to jail for driving with no car insurance and a learners permit?

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Asked by Wiki User

Yes, driving without car insurance and a valid driver's license is illegal in many places and can lead to fines, license suspension, and even potential jail time, depending on the laws in your area and the circumstances of the violation. It is essential to comply with all driving laws to avoid serious consequences.

How long were miners put in prison for if they did not have a license?

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Asked by Wiki User

Be more specific: Do you mean miners like workers who work in mines? Or minors meaning folks underage? And what type license...a driver's license? In what state (if you are even asking about the United States...

I think, but do not know for sure, that in the US a minor caught driving without a license will probably be fined, maybe asked (made to do) some community service, and may be delayed in being issured a driver license when otherwise they could have been eligible for one. That all assumes there were no complicating charges such as reckless driving or having an auto accident.

Can you get a SC insurance license if you have a felony drug charges?

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Asked by Wiki User

It may be possible to obtain a SC insurance license with felony drug charges, depending on the specifics of the case and how long ago the charges occurred. Each application is reviewed on a case-by-case basis, and factors such as rehabilitation efforts, time elapsed since the offense, and the nature of the charges will be considered. It's best to contact the South Carolina Department of Insurance for specific guidance.

By law do you have to get liability insurance for a wedding?

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Asked by Wiki User

Liability insurance is not legally required for weddings, but it is recommended to protect against potential accidents or damages at the event. Some venues may require liability insurance as part of their rental agreement.

Is it a law in minnesota that you have to add a 16 year old that has just received her license to your policy if she drives my car but does not reside in my house?

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Asked by Wiki User

Yes, in Minnesota, as in many other states, household members who have a driver's license should typically be added to your insurance policy, regardless of where they live, if they will be driving your car frequently. Adding them to your policy will help ensure that they are covered in case of an accident. It's always a good idea to check with your insurance provider for specific requirements and recommendations.

What are the average costs for auto repairs?

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Asked by Wiki User

The average cost for auto repairs can vary depending on the type of repair needed and the make and model of the vehicle. Generally, routine maintenance like oil changes and tire rotations can cost between $50 to $100, while more complex repairs such as engine or transmission work can cost anywhere from $500 to several thousand dollars. It's recommended to get multiple quotes and compare prices before committing to any auto repair.

Can you go to jail if you do not have car insurance and get pulled over in South Carolina?

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Asked by Wiki User

Yes, driving without insurance in South Carolina is a misdemeanor offense and can result in fines, license suspension, and potentially jail time, especially if it is a repeat offense. It is important to have the minimum required insurance coverage to avoid legal consequences.

After how many years can you remove collision coverage from your car?

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Asked by Wiki User

Collision coverage can typically be removed when the value of your car is low enough that the cost of the coverage exceeds the potential payout in the event of an accident. This often occurs when a car is older and has significantly depreciated in value. It's a good idea to consult with your insurance provider to determine the best time to remove collision coverage.

What is the law on auto liability insurance in Tennessee?

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Asked by Wiki User

In Tennessee, drivers are required to carry auto liability insurance that meets the state's minimum coverage requirements. The minimum liability coverage limits in Tennessee are 25/50/15, which means $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $15,000 for property damage per accident. Failure to carry the minimum required liability insurance may result in penalties such as fines, license suspension, or vehicle registration suspension.

Is full coverage insurance on a used car needed?

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Asked by Wiki User

if you want coverage on 'that' vehicle yes...rule of thumb i always use is can i replace this car without much trouble should it total? 2500.00 car yes, i could, 10k car, no i couldn't.......and i weigh the cost of the premium for the collision and comp coverage on that vehicle...do coll and comp cost me 500 a year? well, in less than four years (due to depreciation) I've spent again what that 2500 car cost me......see?

What is the definition of the suffix ard?

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Asked by Wiki User

The suffix "-ard" is used to form nouns denoting a person characterized by a specific quality or trait, often carrying a negative connotation. Examples include "drunkard" and "coward," indicating someone who is frequently drunk or lacks courage, respectively.