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This would be covered under Malicious or accidental damage if your insurance company provides this.

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โˆ™ 2008-09-25 11:42:48
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Q: A tenant damaged my property. Will my insurance cover it?
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Related questions

Does renters insurance cover damage to others property?

No. "Renters Insurance" is property coverge for a tenant. It will cover the property of the named insured Tenant or Renter that is located within the rented dwelling. It will not cover property of someone who is not a named insured on the policy.

Does tenant liability insurance cover property damage due to tenant negligence?

Yes if it is covered by d insurance policy & No if not. Usually its not.

Why does a tenant need a certificate of insurance?

Landlords generally require a tenant to have a certificate of insurance showing that the tenant has personal belongings insured, as the landlord's policy doesn't cover personal property of the tenant.

What does landlords insurance cover?

Landlords Insurance covers the property owners interest in the property and structure. It doe snot cover the property nor the liabilities of the tenant. The extent of coverage provided is dependent on the options chosen by the insured.

Is a Section 8 Landlord required to have insurance?

Every landlord is required to have insurance, but now the question is what type of insurance. Property insurance is likely the type of insurance that the landlord is carrying. This does not cover anything inside the property that belongs to the tenant. For this, the tenant needs to purchase separate insurance called renters insurance.

What are the benefits of having renters insurance?

Renter's insurance is a cover taken out by the owner of a property they are renting out. The benefits are to provide liability insurance and insurance for the tenant's personal property for damage from fire, theft and Vandalism.

What sort of situation would require landlords insurance?

Landlord's insurance would be necessary to protect the owners's property in the event of mishap but it would remain the responsibility of the tenant to cover their own belongings with tenant insurance.

Will just having liability insurance cover your car if it is damaged?

No. Liability covers the others and their property.

Can landlord insurance cover damage from tenant move out?

Well, what do you mean by Landlord Insurance? There is property insurance and Tenant or Renter's Insurance. The former covers any damage to the property by a storm, fire, burglary, etc., but not anything inside the unit, meaning, anything owned by the tenant. That's what Tenant insurance is for. Tenant insurance covers any property of the Tenant, in and out of the home (out of the home is generally covered by only 10 %); property damage by the Tenant, either while living there or upon moveout; and medical care of up to about $1,000 to anyone who gets hurt in your home. It also covers loss of use of the home to a certain amount, which helps you with lodging and moving costs should you need to stay out of the home.

What does tenant insurance cover?

Tenant insurances covers both liability and the contents of the place one is renting. It covers a large number of items, including but not limited to flood damage, stolen property, and destruction of property.

Does your insurance cover property damage from the tenant?

No. Damage done by a tenant is specifically excluded on a dwelling policy. Tenants are considered insureds under the policy and damage done by an insured is not covered.

When borrowing a pickup and hauling furniture something flew out and damaged truck He only has liability will that cover it or will your insurance have to cover it?

Liability would only cover the insured for his damage to the property of someone else. Your insurance will have to cover the damage to his truck.

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