Either/or both, whomever has the money or assets to pay.
A debtor is someone who owes money to you.
A debtor owes money.
A debtor is someone who owes money to you.
A creditor is someone YOU OWE money to. A debtor is someone who OWES YOU money.
A debtor is someone who owes you money. A creditor is the person that lent the money.
A debtor owes someone else money. A creditor is owed money from someone else. So, a debtor owes a creditor. Or, a creditor is owed by a debtor.
When Martin borrowed money from Sally, Martin became Sally's debtor.
A person who owes something to others is called as debtor or a person who owes money or money's worth to others. By- Nalini & Raje
The general term is debtor, as in debtor nation.
Borrower of money
Debtor.
Debtor