Insurance
Auto Insurance

After your car was recovered all of your personal item inside your car is gone Is it covered to your insurance you have a full coverage insurance?

111213

Top Answer
User Avatar
Wiki User
Answered
2008-02-21 03:48:53
2008-02-21 03:48:53

Full coverage is a very loose term that doesn't actually mean anything in the insurance business. We try not to use the term because it means something different to everyone. A common interpretation of "full coverage" is liability, comprehensive, and collision (sometimes uninsured coverage). However, most auto policies only cover items permanently attached to the vehicle (in dash stereo, etc.). All loose items are generally considered personal property and are covered by your homeowners or renters insurance (and subject to that policy's deductible).

001
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0

Related Questions


RBC Insurance offers both Personal and Business Insurance. Options for Personal coverage are Home & Property, Auto, Life, Health and Travel Insurance. Options for Business coverage are Life, Health (Disability), Dental, and Credit Insurance.

Theft will be covered by most auto insurance policies as long as you have full coverage insurance. It will not be covered if you only have liability or basic coverage.

Yes, That's how it works. The insurance company sells you coverage in the form of an insurance policy and you pay a premium in exchange for that coverage. If you don't pay for the coverage then your not covered.

Personal liability insurance provides additional coverage to other insurance policies. Without personal liability insurance, any thing that one's home or car insurance could not cover, one would have to pay out of pocket. Personal liability insurance will cover those fines.

Laptops covered under homeowners Insurance PolicyIf the laptop is scheduled property on your homeowners policy it will naturally be covered. If you do not have scheduled contents coverage then there may be no coverage for it. A quick call to your insurance agent could get you the answer.AnswerIf the laptop is used for business purposes, there may be exclusions or limitations under your policy. Also, it must be damage by a "covered cause of loss" as described in your policy. If it is not used in business and was damaged by a covered cause as described in your policy, then coverage would likely be afforded as personal property, subject to your policy deductible and depreciation if you do not have "personal property replacement cost coverage."

Physical Injuries are best covered under your medical or health insurance plan. The coverage is usually much broader.

No. You are not covered in a lapse period. A period of lapse in coverage means " No Coverage ".

If you have adequate liability coverage on your own vehicle, this is one coverage you can always decline on your rental. Your personal auto insurance should extend to a rental car. A rental car most likely would be covered by Collision coverage or Liability coverage, depending on the state in which your policy is issued. For more information visit at: citivanservice.com

It might. You should check with your personal auto insurance first. For some business use they will extend the coverage. If they tell you that it will not be covered under your personal policy then you need a commercial policy.

Depending on the coverage you want, boat insurance can give you liability coverage (like what you have for your car). But boat insurance is much more complicated. You can get coverage for towing, salvage, and personal property, there is also protection against uninsured boaters, weather damage, fire damage. You can (and should) get you motor covered.

No, it's a separate coverage that you may purchase.

Insurance coverage for breast reconstruction varies widely

No. The "standard" auto policy will not cover a two-vehicle unit. You can get motorcycle coverage with a company. Dairyland used to be one of the primary companies for motorcycle coverage. Check with an independent insurance agent that handles personal lines coverage. Most know the companies that would be suited to write the motorcycle coverage for you.

Insurance coverage is different on a person by person basis. Depending on the type and amount of coverage you are paying, it is possible that Visiting Angels's service is covered.

Physical Damage coverage on an auto policy covers all parts of the car that are damaged in a covered loss or covered accident. Maintenance issues are not covered on auto insurance.

ALL Personal property owned or borroewd by insured is covered IN HOME AND anywhere in the world while on vacation. BUT, If you at a second home like a cabin you own in Tahoe the coverage will be decreased to 10% of amount covered in Coverage C. Any relative living with you stuff is covered also. Roomates belongings are not covered. Certain items like Jewerly and Guns have limits on the amounts that insurance will pay out. Hope this helps. Jessica N

If you are covered by two different insurance companies at the same time.

if your full coverage includes comprehensive coverage then yes, Auto theft is covered under the comprehensive portion of your auto insurance policy.

Term life insurance is a type of insurance coverage offered to a group of people. This coverage will provide a benefit to the beneficiaries if the covered individual dies during the defines covered period.

It depends on the type of insurance coverage. If it was Liability insurance only, and she caused the wreck, then it is not covered. If it was Collision coverage, and she caused the wreck, then it would be covered. If she didn't cause the wreck, I'd check with the insurance company of the person who did cause it.

The typical house insurance policy covers damage to your property and personal liability coverage. Damage to your property includes fire, lightning, tornado, and hurricanes.

Personal property is covered for the listed perils in your policy, see Coverage C - Personal Property, for the list of covered losses. Personal property is covered even if it is located in a vehicle at the time of loss. Some limitations and exclusions could be applicable if the loss is caused by theft.

In most cases, personal injury policies are not the same as collision insurance. You should check with your insurance provider to see if you are covered.

You can get coverage on a boat with marine insurance. It will cover the boat while on the water.

Flooding in general is typically not covered by a homeowners insurance policy. Flood coverage is a separate type of coverage. Bear in mind that not all policies offer the same coverage. It may just depend on what the cause of your foundation failure and if that cause is a covered peril. Best advice is to contact your insurance agent and ask about the foundation coverage and what perils it would be covered for


Copyright ยฉ 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.