You should check with your Insurer, But in most cases your Auto liability portion of your policy will follow you to another vehicle for personal use. this does not apply however to commercial use vehicles.
All drivers are required by law to carry proof of Financial Responsibility. So if you are an insured driver under the terms of the Auto Insurance Contract then you are covered to drive it. If you are not an insured under the terms of that policy then you are not covered. Remember, Vehicles do not drive themselves and vehicles do not carry insurance, People do. Auto Insurance Is to cover the losses and legal liabilities of the Insured.
No, you can get a named insured policy that just covers you and possible vehicles you may drive.
If you are looking to drive a vehicle home as the winning bidder then the vehicle must be insured. All vehicles must be insured to drive legally on our roads.
We need to know what he's insured for. If he's insured to drive the car, then yes. If he's insured with life insurance, then no. But normally it's the car that carries the insurance.
Are you insuring cars that you no longer drive? If so, consider dropping insurance on these vehicles. Just make sure you are not going to be driving the vehicle for a long time. In some cases vehicles are required to be insured if they are registered. In these cases, inquire about having the vehicle insured as inoperable.
People are not insured. Vehicles are. In other words, it's not necessary for a vehicle owner to determine whether a potential driver is insured. The owner knows whether his car is insured. It is necessary, however, for a person who wishes to drive a vehicle to ensure that it is properly insured. I would not operate a vehicle unless I saw a valid insurance card for it.
It's best to drive only the vehicles your parents are insured under.
Insurance follows the car, not the driver. As long as the car is insured and you have permission from the owner to drive it, you are covered.
If the car you are driving is insured then you are not driving without insurance.
Yes. Insurance follows the car not the operator. If your son has insurance, you and your vehicles' insurance would be primary (if he were operating your vehicle), and his would be excess if your coverage is exhausted.
In the UK you must have insurance that covers you to drive the car in question.
It depends on which company your uncle is insured with, but typically with a standard insurance company you have to live in the household to be a listed driver on the policy. This is regardless of your relationship to the primary insured. If you are not listed on the policy as I driver you are still insured to drive his vehicles as long as you have permissive use.