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Absolutely not ! If the card is not i your name - you have no legal responsibility for any outstanding balance. HOWEVER - IF you are named on the account as a joint card-holder - you're legally responsible for fifty percent of the balance, regardless of who ran up the debt. Additionally, if you have a second card on the same account - YOU are liable for the expenses occurred on your and the account-holder is also liable for fifty percent of the balance.

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โˆ™ 2017-06-22 11:49:46
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Q: Am I responsible for my spouse's credit card debt if I am not an authorized user?
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In Rhode Island is the wife responsible for her husband's credit card if she is an authorized user of the credit card?

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Are spouses responsible for credit card debt in Kansas?

If you are a joint applicant, then yes, but if the card is not in your name, then no.


Is an authorized credit card user responsible for credit card debt if the primary card holder declares bankruptcy?

No. The card holder is responsible for all debt on the credit they extended to him. (You may be responsible to the credit card holder for the debt he incurred for you, if that was your agreement).


Are you responsible for your dead spouses credit card debt if you own a house together?

Your dead spouse's estate is responsible for the credit card debt. In practice, this may amount to "you are responsible for it."


In Oregon is a wife responsible for her husband's credit card debt if she is not a co-signer or authorized user of the credit card?

No.


If you are an authorized user on a credit card and the holder files bankruptcy are you responsible for their balance?

No, authorized users are not responsible for debt incurred on such an account.


Am i responsible for a Spouses credit card debt?

If you applied together for the credit card creating a joint account from the beginning, yes ... otherwise, no.


Is an authorized user on a credit card liable?

Not to the credit card issuer. The account holder is totally responsible for debt incurred on a credit card. The exception is married couples residing in community property states, where both spouses are considered have the same rights to property and assets and the same responsiblity for debts.


In NY state are you responsible for credit debt when your father or mother pass away even if you are an authorized user?

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