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The coverage of pre-existing conditions depends on the type of insurance and the specific policy terms.

. Disability Insurance

Disability insurance policies might exclude coverage for disabilities resulting from pre-existing conditions. This exclusion can apply for a certain period (e.g., 12 or 24 months) after the policy is issued. The specific terms depend on the insurer and the policy.

. Life Insurance

Life insurance companies often consider pre-existing conditions when determining premiums and eligibility. Applicants with pre-existing conditions might face higher premiums or coverage exclusions, or they might be declined coverage altogether.

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Related Questions

Does Aetna insurance accept preexisting conditions?

Most plans under Aetna insurance will accept preexisting conditions. Depending on the type of coverage you want Aetna's customer service reps will give you all the options you have to me medically covered with your preexisting conditions.


Are Attention Deficit Disorder and Bipolar Disorder considered preexisting medical conditions?

Yes, but on a group plan they may still be covered.


Does HBA Health Insurance have reasonably priced plans for individuals with preexisting conditions?

HBA Health Insurance will accept your application for health insurance. The price you will receive for you insurance will vary greatly depending on your personal circumstances and what you preexisting conditions are. There is a chance that those conditions will either not be covered or you will be charged a higher rate than one who does not have these conditions.


What are the release dates for Preexisting Conditions - 2015?

Preexisting Conditions - 2015 was released on: USA: 13 February 2015


What impact can marijuana have on preexisting heart conditions?

A study reported by The American Heart Association in February 2000, concluded that smoking marijuana can precipitate a heart attack in persons with preexisting heart conditions.


What do medical insurance companies consider when determining your premium?

Preexisting medical conditions.


Can insurance companies charge more for preexisting conditions?

Yes, insurance companies can charge more for preexisting conditions under certain circumstances, such as in the individual health insurance market before the Affordable Care Act was passed.


What is One of the contributing factors to stress reactionsthat is a physical factor?

preexisting medical conditions


What actors and actresses appeared in Preexisting Conditions - 2015?

The cast of Preexisting Conditions - 2015 includes: Douglas Conner as Melissa Jenny Coulter as Beatrice Brian Dorton as Katrina Ruthie Hodge as Blonde Woman Rodney Horn as Ms. Green


Is asthma considered a preexisting condition?

It depends on what is causing the sleep apnea. It is preexisting if it is caused by tonsils, adnoids, or an elongated uvula. It is not preexisting if it is caused by being overweight, or possibly by a deviated septum.


What information is valuable in helping a care provider assess a patient's condition?

symptoms, preexisting conditions, signs, lab tests.


Does a preexisting condition matter with no exam life insurance?

You will have to fill out a questioneer and disclose your condition. Your prexisting conditions do indeed matter.