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How do you file an SR22 to be able to drive your girlfriends car if its the only one you drive?
You have to buy Auto Insurace and request an sr22 filing, You may also be added to your girlfriends Auto Insurance and have her Insurance company issue you an sr22. SR22 Insurance is the same thing as Auto Insurance. Only your Auto Insurer with whom you are a named insured driver can issue you an SR22 Filing. An SR22 Insurance Filing is just proof for the state that you have obtained your auto insurance.
What happens if your in a accident and you have sr22?
The same thing that happens if you did not have an Sr22. The at fault parties insurance generally pays for the accident.
Can you get a non-owners policy if you are required to have an SR22?
A non owners sr22 filing is insurance without owning a vehicle. The state of California requires all drivers convicted of a DUI, Wet Reckless, or an uninsured accident to acquire an sr22 filing, If you are considering purchasing an non owners sr22 filing there are a couple of things that you will need to understand. A non owners policy only covers you while you are dirving a car that is not registered in your name, provided for your regular use, registered in the same household, or used during the course of employment. Non Owners SR22 Insurance Yes, SR22 Filings are common for a Non-Owners Insurance Policy. You can contact your local insurance agent to obtain it or try one of the many online resources. Some Insurers will not offer an SR22 Endorsement as they may consider the driver high risk.
Can one person's sr22 insurance cancel the existing auto insurance policies of other people who share the same residence?
No, Your Insurer has no ability to cancel the insurance policies of another Insurance company nor of other people in your household whether they have an SR22 or not. An Insurer only has an ability to cancel the policy of their own insured(s). if the insured no longer meets it's underwriting guidelines. The other people in your household's insurance could only be cancelled by themselves or by their own Insurer. This could happen if their Insurer determines that an uninsured, unscheduled driver in the same houshold may be operating their insured's vehicle. SR22 insurance is exactly the same thing as Auto Insurance. SR22 Insurance is a laymans term for a Form SR22 filing requirement. This is usually requested in order to avoid a drivers license Suspension. An SR22 form filing is not a type of insurance but rather the Form SR22 is Proof to a Governmental Drivers License Authority, " usually your local dmv", that you are currently insured under an Auto Insurance Policy produced by the SR22 Form Filer. The SR22 is usually filed by Your Insurance Agent if you have one or your Insurance company's underwriting department. The SR22 form is Issued by the insurer or the insurers representative at the insureds request and is generally the result of a regulatory or court ordered requirement after certain types of traffic violations or other high risk offenses. The ordered filing requirement is usually 1 to 3 years from the date of a related offense or from the date of license suspension.
Can you have both an sr22 and regular car insurance by 2 different companies?
"SR22 Insurance" is just regular "Auto Insurance", they are the same thing. One just has an sr22 endorsement. Yes you can have more than one auto insurance policy if your choose on the same vehicle. However, you can not receive double compensation on a loss. That would be insurance fraud.
Do you send your sr22 with your reinstatement fee to Austin in the same envelope?
Yes, you can submitt your SR22 insurance certificate along with your reinstatements fees.
Can I purchase sr22 insurance with a insurance company other than mine?
You cannot have two policies on the same vehicle under any situation. I assume you have not told your company about the SR22. You also don't state the reason for your being required to have such filing. Without the full facts, I cannot give you a correct answer other than the one in my first sentence.
How much is sr22 insurance?
Since Sr22 Insurance is actually just Auto Insurance. The answer is that it costs the same as an Auto Insurance policy would.
What is the time difference between California and California?
they are the same thing so they are on the same time..
Do you keep your current auto insurance if you get sr22 insurance?
Auto Insurance and SR22 InsuranceSR22 Insurance "is" "Auto Insurance". They are the same thing. So there is no real need to carry both. You will have double coverage.There is nothing wrong with having 2 Insurance Polices just don't try to get paid twice on a loss and your fine.Drive Safe - Buckle Up.
How can you make a claim if you crashed your car with a restricted license outside your legal driving hours?
You still make the claim the same as anytime, call your company or agent. Will there be coverage? Not sure, do you have a sr22 filing? Are other people or property involved? File the claim, by calling either one.
Will sr22 insurance cover a hit and run accident?
SR22 Insurance is Exactly the same thing as "Auto insurance". So you just have to call your Insurance Agent and ask if you have Comprehensive or Unisnured motorists coverage for a hit and run. Any New or Existing Auto Insurance Policy can have an SR22 Endorsement attached. Some Insurers however do not offer the SR22 Endorsement An SR-22 Form is a certificate of financial responsibility. It is filed by your insurer with the sate authority of request that informs them that you are compliant with their financial responsibility laws (it makes sure you have liability coverage so if you hit someone you have the insurance to pay for their damaged property and/or injuries). An SR22 Form Filing is generally only ordered of those who have already been convicted of high risk activities while operating a motor vehicle that could endanger others on the road, such as excessive speeding violations, drinking or doing drugs while operating a vehicle, driving or having an auto accident with no insurance at all.
