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Credit Union credit cards are generally better than bank credit cards as they have a lower interest rate, enforced by federal law. Credit union bankers usually pay $20 for late fees and bank credit card owners can sometimes pay nearly double.
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Will a credit score be better or worse if you take out an unsecured personal loan to pay off credit card debt?
If you get a loan, pay off credit cards and keep the loan payments current until it is paid off. Your CR will be pretty darn good.
How high credit cards affect your credit score?
High Credit card balance affect your credit score negatively. See, the debt to credit ratio makes up 10% of your credit score. This means the amount of money you owe on a credit line. The more you owe, the worse it hurts your credit (maxed out cards do the most damage). It is recommended to try to be below 30% of your line of credit.
Where can one look to find a poor credit mortgage lender who can help regardless of bad credit?
Finding a credit card with a bad credit score can be hard. The more you get refused, the worse your score gets. It is often suggested starting with a secured credit card to improve the score. Secured credit cards can be obtained at American Express and other providers.
Are r4 DS cards worse than the real DS cards?
R4 cards can be real ds cards too, but some are better then others. I can recommend the iEdge card for DS, as it's simple and stable and will run anything you need it to. I got mine from dscardworld.com
Is no credit worse than bad credit?
Not having a credit history is better than having a bad credit history. Bad credit is very bad... No credit is good. you are now ready to apply for credit. Start small, like a department store credit card. You must establish credit and use it in order to get a credit rating.
Is it better or worse for your credit to let the bank foreclose on a mortgage of a second property while facing bankruptcy?
A foreclosure or bankruptcy is never good for your credit, this is something you'd be better off discussing with an attorney. You can avoid foreclosure by filing bankruptcy.
Does your credit report get worse if you max out a credit card?
Your credit score gets lower.
What is the antonym for better?
worse... you know that quote, 'for better or for worse?'
What event changed the nazi treatment of Jews?
There were a few. The invasion of the Soviet Union changed it for the worse, the battle of Kursk changed it for the better.
Is it better to close a credit card account with no balance or simply leave it open and not use it and how does one go about closing an account?
The answer depends on how many other credit cards you have. If you only have one then hang on to it. In fact, use it to buy a tank of gas or groceries once a month and then pay it off. This will have a very positive effect on your credit score. Some people mistakingly believe that just having a credit card is bad for their credit. Not so. Its better to have one or two cards, use them occasionally and pay them off. ------- The above answer doesn't really answer the question. The answer is that, for most people, it is better to leave it open with zero balance. Your credit score is partially based on how much of your available credit you are currently using. Canceling a card causes these numbers to change for the worse. For example, let's say you have one card with a $5,000 maximum and another card with a $10,000 maximum. If you were carrying $3,000 on the first card, you would be using 20% of your total credit (3000 / (10000+5000)). If you canceled the second card, you would then be using 3000 out of 5000, or 60% of your available credit. One thing to be careful of is leaving cards open that charge an annual fee, such as Rewards programs. If you haven't made any purchases on the card, it's easy to forget about paying it. Having a late payment on your credit report is much worse than just closing the account. The moral is, cut up your credit cards if you want, but canceling the card can actually hurt your credit score. You can close an account by calling the toll free number for Customer Service on the back of the card.
What the worse credit score anyone can have?
350
When was For Better or For Worse - film - created?
For Better or For Worse - film - was created in 1993.
