This is a Unified Building Code covering the USA that one window grill per bedroom, whether you sleep in there or not, MUST have a
Quick Release Fire Exit. If not, Yes you can be canceled.
It would depend on the reason for your fall, but most likely your insurance would not cover you for that.
No. Settling is not a covered cause.
The speaker closing the windows
No, That is part of the normal maintenance and care expected of the homeowner. Failure to maintain your home in the condition expected demonstrates a moral hazard of negligence on the part of a homeowner and can result in cancellation or non-renewal of your home insurance policy.
Insurance is needed for an unoccupied house because it is possible that someone will break in and do damage to it or steal anything that is still in it. It could also be set on fire or flooded.
None. If you sell your home, you report that to your home insurance company and request cancellation of the policy as it is no longer needed. You will then be entitled to a refund of any unearned portion of the remainder of your policy term but you would not be refunded for the period of time that the home was still covered.
You can buy it anywhere, depending though on the reason for the fire you may pay a higher premium than before.
No, that is yours since it is home maintenance. You need to get some airflow over to the windows to prevent condensation. You may also need to seal the windows better from the outside. (I had the same problem in the Chicago area with an older house; the condensation would then freeze.)
Generally homeowner's insurance covers considerably more than the cost of the house itself, because the typical home owner's insurance policy covers both the house as well as all the contents. It is not unreasonable for the contents of the house to equal the value of the building (not including the land).
Whether or not having a door alarm will affect the ability to get cheap insurance depends on the individual insurance company. Although some companies will lower insurance for a house with an alarm, most will find it satisfactory to have solid, regulated doors and windows with standard locks on the them.
Yes, They have house insurance in Florida.
There are 147 windows in the White House.