The Insurer will pay only to the Nominated person of the policy, incase of any eventuality. In absense of nominee, the Legal heir will be paid the benefit amount.The identity of the legal heir has to be sufficiently proved,irrespective of listed in the will.
In most cases it will default to the estate.
If your father is living you are not entitled to a copy of his will. If he is deceased and his will has been filed for probate you can obtain a copy from the court. Once a will has been filed it becomes a public record.
All your father's children are entitled to an equal share in his estate. You can check the laws of intestate distribution at the related question link provided below.
If all assets were held by the couple as joint property with the right of survivorship then full ownership of the property passed to the father's companion when he died. The children would be entitled only to property owned by their father in his own name alone. Any such property would pass to his children under the state laws of intestacy if he died without a will.
No, you file for his social security. Also, if you have limited income/assets, you might qualify for TANF or Medicaid, or the Children's Health Insurance Program.
i trying to find out if my father who is deceased have a policy
It would depend on the specific inheritance laws in the jurisdiction where the deceased father and stepmother resided. Generally, children from a previous marriage may have a legal claim to a portion of the deceased stepmother's estate if she did not have a will. It is advisable to consult with a probate attorney to determine the children's rights under the relevant laws.
Yes, the estate is responsible to settle all the debts. That includes all medical bills. Until these have been paid, the children are not entitled to receive anything.
The deceased son's children are typically entitled to their deceased parent's share of the estate that would have been inherited if he were alive. This would vary depending on the specific laws of the jurisdiction or any will left by your father. It is recommended to consult with a lawyer for guidance on how the estate will be distributed.
A proven biological child is usually entitled to a portion of her father's estate.
What does the will say? Who is executor of the estate? Were any plans made by the deceased?
If the property was in your mother's name alone and she died intestate the property would pass according to the laws of intestacy in your state. The children may be entitled to a portion. You can check your state at the link below.