You start by completing FAFSA-Free Application for Student Aid. From there, your information will be sent to the schools your applying for and they will decide if you need financial aid. Your credit history will be checked for Direct Plus Loans. You may also need an endorser if your credit is not very good.
If the student loan is a federal loan and not a private loan then the answer is no. Federal student loans can not be included in bankruptcy, you will always be responsible for repayment of FEDERAL student loans.
no. you will have to consolidate separately. with a federal lender then a private lender.
Federal student loans do not currently have cosigners. Parents who take out federal PLUS loans for their kids often think they are a cosigner, when they are actually the sole borrower. All federal student loans are discharged if the student dies.
In the U.S., student loans can be Federal or Private.Stafford, PLUS, and Perkins loans are Federal. Most others are private.
No..there are also private student loans.
Sometimes private student loans can be consolidated depending on certain factors including the rules of your lender, whether you are in deferrment or default and your credit score. You cannot however, consolidate federal student loans and private student loans together.
No, private lending institutions (such as banks) also give out student loans.
In the US, you can get student loans through the federal government by using FAFSA.
Information about student loans can be found at your college's website. Student loan information can also be obtained from the FASFA website which is where you apply for federal student loans.
There are only a few companies that provide direct student loans. You can go to a bank and get student loans from there, or you can get Federal Loans from your school.
Student loans can be consolidated after graduation or dropping out of school by filing with the government to consolidate all federal student loans. Remember that non-federal loans cannot be consolidated.
The maximum interest rate for consolidating FEDERAL student loans is 8.25%. If your student loans are not federal loans, though, there is no maximum interest rate.