answersLogoWhite

0


Best Answer

Yes if the illness is covered on the plan policy but it will not be covered after the policy expires. Your question asks are health insurance companies "responsible" for illnesses diagnosed" before the policy expires. Actually they are not "responsible for the diagnosed illness. They are required to honor the details of the plan policy as to what they will cover for a treatment billed by a medical provider IF it is not an excluded treatment.

User Avatar

Wiki User

โˆ™ 2011-12-07 10:52:07
This answer is:
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
User Avatar
Study guides

Nutrition

22 cards

If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

How many grams of cholesterol should you eat each day to maintain a healthy diet

What would cause a fluttering inside the ear canal

Why is beef fat a solid at room temperature

โžก๏ธ
See all cards

Insurance

22 cards

What is recreational activity

How do you make smiley faces

What is the approximate cost of raising a child for eighteen years

Which nations were the world's leading exporting nations during the mid-1990s

โžก๏ธ
See all cards

Nutrition

23 cards

If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

How many grams of cholesterol should you eat each day to maintain a healthy diet

What would cause a fluttering inside the ear canal

Why is beef fat a solid at room temperature

โžก๏ธ
See all cards

Add your answer:

Earn +20 pts
Q: Are health insurance companies responsible for illnesses diagnosed before policy expires?
Write your answer...
Submit
Related questions

Where can I find information on critical illness insurance?

Critical illness insurance or critical illness cover is an insurance product, where the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the critical illnesses listed in the insurance policy.


Are insurance companies responsible for re certifying cars after frame damage?

No


What does a Critical Illness Policy generally cover?

The Critical Illness Policy is an insurance product, where the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the critical illnesses listed in the insurance policy.


What insurances cover critical illnesses?

MetLife, Assurant Health, and Aflac all have critical illness insurance. They will pay you a lump-sum cash payment if you are diagnosed with a critical illness.


How will people with chronic illnesses be affected under ObamaCare?

Insurance companies will no longer be able to deny coverage to them for having preexisting conditions.


Is a health insurance policy responsible for illnesses after policy expires?

No. Once the policy plan expires there is no more coverage for treatment of any disease.


Where can one find a list of car insurance companies?

One can find a list of car insurance companies by going on reliable auto insurance websites. Another way is to go to the DMV, or their website, and look for a list of car insurance companies. Because the DMV is responsible for driving, it will most likely have a lot of good ones.


What are the types of insurance companies?

There are two types of insurance companies: life insurance companies and casualty and property insurance companies.


Can you tell me if any health insurance companies offer unlimited chiropractic visits in Yreka, Ca?

It will depend on the condition you are diagnosed with. Here is some info on how to get covered http://www.ehow.com/how_2033158_health-insurance-cover.html


What are life insurance companies looking for during physical?

You don't have any life threatening illnesses or injuries. They want you to live long so they don't have to pay.


Can car insurance companies charge the passenger for the drivers fault in an accident?

No. The person driving is the responsible party.


What illnesses would holiday insurance cover?

Holiday insurance will cover a wide range of illnesses including viruses, infections, accidents and tropical diseases. It might not cover existing illnesses and conditions though.


Can life insurance company cancell your policy if diagnose with cancer afterwards?

No. If the insurance can find proof that you were already having Cancer at the time when the policy was taken and you deliberately hid the information, they can cancel your policy. Most insurance policies do not cover pre-existing illnesses. However, if the disease was genuinely diagnosed only after the policy was in force, then they cannot cancel it.


What are some insurance companies that have motor trade insurance?

There a variety of insurance companies that offer motor trade insurance. Such insurance companies include Allstate, Statefarm, and Motor-Trade-Insurance.


What insurance companies offer cheaper travel insurance?

There are dozens of insurance companies that offer travel insurance. One of the most popular travel insurance companies is Travelex Travel Insurance.


What are some guranteed insurance companies?

There are quite a number of various insurance companies that can be considered guaranteed insurance companies. Some examples of these companies are AARP and Patriot National Insurance Group.


What is Ryan's Law?

Ryan's Law is a South Carolina law which requires insurance companies in the state of South Carolina to provide medical coverage for people diagnosed with autism. Under this law, insurance companies must pay up to $50,000 a year for behavioral therapy until the patient reaches the age of 16.


Is it illegal to not provide health insurance to someone for a prior illness?

Insurance companies have guidelines in place that can legally restrict you from being eligible for their coverage. For instance, depending on the company's guidelines, illnesses such as diabetes, cancer, severe mental illness, and other major illnesses can render a person ineligible. Check with the agent for the specific company to find out if there guidlines will restrict your eligiblity. An agent cannot refuse coverage, but the can tell you that they are not allowed to process your application due to certain illnesses.


If you have auto insurance get into an accident while driving someone elses vehicle will you be covered by your insurance?

You should immediately report the accident both to your own insurance company and to the vehicle owner's insurance company. Depending upon which state you are in, either one or both insurance companies is responsible.


Which insurance companies are headquartered in Ohio?

There are 256 insurance companies based in the state of Ohio. These 256 companies include American Share Insurance, Westfield Insurance, and Progressive Insurance Corporation.


Which insurance companies offer construction liability insurance?

Some insurance companies that offer construction liability insurance include Goodman Insurance and Progressive. You can learn more about these companies and their insurance plans at their official websites.


Why is it hard to find an ad for tobacco in Canada?

This is due to the fact that tobacco-related illnesses are responsible for the bulk of health care claims that cost insurance companies BILLIONS of dollars (or whatever they use in Canada for money) Each and EVERY YEAR.


Who regulates health insurance in India?

IRDA (Insurance Regulatory Development Authority) the regulator for all insurance industries in India. It provides guidelines which includes common critical illnesses covered under many health insurance policies in India.There are many insurance companies in India which are IRDA certified and online Insurance web aggregators .To know more about Health plans and its information you can visit Policyx.com


Who is responsible for damage from car wreck in rental car?

If you purchased the rental company's insurance option then the rental company's insurance is responsible. If you did not purchase the insurance option, then YOUR insurance is responsible.


Who is responsible for cargo insurance the company you are leased on to or the truck owner?

Depending on where you are based, most times this is set by your lease agreement. Be Careful ! Many companies do not cover you for enough and in the fine print you are responsible for any shortage not covered by the insurance.