Yes if the illness is covered on the plan policy but it will not be covered after the policy expires. Your question asks are health insurance companies "responsible" for illnesses diagnosed" before the policy expires. Actually they are not "responsible for the diagnosed illness. They are required to honor the details of the plan policy as to what they will cover for a treatment billed by a medical provider IF it is not an excluded treatment.
Critical illness insurance or critical illness cover is an insurance product, where the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the critical illnesses listed in the insurance policy.
Insurance companies will no longer be able to deny coverage to them for having preexisting conditions.
This is due to the fact that tobacco-related illnesses are responsible for the bulk of health care claims that cost insurance companies BILLIONS of dollars (or whatever they use in Canada for money) Each and EVERY YEAR.
No. Once the policy plan expires there is no more coverage for treatment of any disease.
MetLife, Assurant Health, and Aflac all have critical illness insurance. They will pay you a lump-sum cash payment if you are diagnosed with a critical illness.
There are two types of insurance companies: life insurance companies and casualty and property insurance companies.
The Critical Illness Policy is an insurance product, where the insurer is contracted to typically make a lump sum cash payment if the policyholder is diagnosed with one of the critical illnesses listed in the insurance policy.
No. The person driving is the responsible party.
One can find a list of car insurance companies by going on reliable auto insurance websites. Another way is to go to the DMV, or their website, and look for a list of car insurance companies. Because the DMV is responsible for driving, it will most likely have a lot of good ones.
Holiday insurance will cover a wide range of illnesses including viruses, infections, accidents and tropical diseases. It might not cover existing illnesses and conditions though.
You don't have any life threatening illnesses or injuries. They want you to live long so they don't have to pay.