No.
yes
No. most insurance companies actually will put your boat on your house insurance believe it or not. Some companies still put it on the car but they are just trying to get more money out of you.
== == If she is still alive, ask her. If not, write a letter of inquiry to the customer service department of suspect insurance companies. ie: the insurance companies they bought their own insurance from, the ones they bought your insurance from etc..
Did you ever get an answer?
Yes. You can change at any time. The insurance company cannot deny the claim because you changed companies.
Compulsory insurance usually refers to the least amount of cover for a product you can buy from insurance companies whilst still being legal in the case of car insurance.
Yes.
ASO is an insurance acronym for "Administrative Services Only." It refers to an arrangement where an employer engages an insurance company to handle the administrative tasks (e.g. billing, claims handling, claims payment, qualification, etc.) for their employees. In these types of arrangements, the employer actually acts in a self-insured role which means that they are financially responsible for any claim payments to their employees. Many large corporations choose this type of insurance arrangement in order to obtain lower pricing from the insurance companies due to the fact that the insurance companies carry no risk obligation. The employees are still serviced by an insurance company, and often have no idea their employer is actually paying the claims behind the scene.
With all of the major companies, Yes.
Insurance on rental equipment is a little more difficult to find than normal insurance but is still possible. Companies like XINSURANCE provide such protection.
Online car insurance companies offer cheap policies to people who are low risk drivers. This is because they generally can still make money, as they are safer drivers.
Many insurance companies offer cheap bike insurance. Motorcycle insurance is traditionally much cheaper than auto insurance, but the prices still range. Insurance quotes for bikes depend on driver history, the make and model of the bike, and intended use. Additionally, prices vary by location and the age of the main driver.