Are investigations for treatment of Glaucoma covered under Medical Insurance?
There is a confusion among the medical fraternity whether the investigations for treatment of Glaucoma will be covered under Medical Insurance or not. In my opinion as an Insurance Consultant, since Glaucoma is such a disease requiring periodic investigations to ascertain eye pressure,visibility etc. these should must be allowed as treatment under medical insurance and claims should be entertained accordingly, provided this is not pre-existing one and was diagnosed only after taking the policy after a year.
Glaucoma can be treated with eye drops, pills, laser surgery, traditional surgery or a combination of these methods. The goal of any treatment is to prevent loss of vision, as vision loss from glaucoma is irreversible. The good news is that glaucoma can be managed if detected early, and that with medical and/or surgical treatment, most people with glaucoma will not lose their sight.
Auto insurance is basically not a medical insurance. However, if you are involved in an accident and need medical attention or treatment from phisotheraphy or massage can be approved and paid by the insurance company based upon the medical reports and the need for the same. Massage treatment would fall under no fault coverage of the auto policy for eg in Ontario where this coverage is compulsory. In some parts of state this coverage is…
Who is liable for medical treatment cost when the accident was not your fault and 3rd party have admitted liabillity?
Can your medical insurance expect you to cover the entire amount due because they filed the claim 2 yrs late and the insurance will not consider the claim?
Well at fault here is the facility where you had the medical care. There is a timely filing period that most insurances have from 30days up to 2 years. The insurance department at the medical faclilit should know those timely filing limits for each insurance company. So they are at fault and should eat or (write off) the balance as long as you were indeed covered by insurance at this time, and you had given…
Major Medical, or Catastrophe, Insurance are policies which are designed to protect the policyholder only in the event of a serious, or major, medical condition arising. This type of insurance plan will typically have extremely high deductibles (excesses) and co-pays, meaning that it is impractical to use this type of policy for minor medical treatment (out-patient check ups, medications, specialist visits).
If you aren't listed on their insurance as a dependent or beneficiary then yes it is illegal. That is insurance fraud. If they agree to pay whatever medical expenses out of their own funds and there is no insurance involved then it's Ok. But they had better sign something with the medical facility first or it's all yours.
Should your health insurance pay the doctor's treatment when you have been injured in a car accident?
If you live in a state that requires Personal Injury Protection (PIP) coverage (MN, NJ, MI, for example), then your auto insurance is the first dollar for medical treatment. If you have no PIP coverage, your health insurance will more than likely cover treatment for personal injuries. Check your policy to be sure -- if you have very limited insurance it may not.
I have tricare medical insurance. I want to cancel my blue shield medical insurance. How do I go about doing it? I have tricare medical insurance. I want to cancel my blue shield medical insurance. How do I go about doing it? I have tricare medical insurance. I want to cancel my blue shield medical insurance. How do I go about doing it?
There are many benefits to having medical insurance, the biggest one would be that you won't have to pay full price for any treatment covered by the insurance. Most of the times they are free, depending on your package, and even the ones you have to pay are like $10-20. The insurance also help you with prescription, they cost a whole lot cheaper w/ insurance.
While no one wants to think about having cancer, purchasing cancer insurance is a good idea if you have a family history of certain cancers or many risk factors for developing cancer. Cancer insurance can help cover any medical expenses related to cancer treatment not covered by your major medical health insurance policy. A cancer insurance policy can also off-set income loss due if you need a significant recovery time after surgery or cancer treatment…
Lack of conception makes people to think that with having medical insurance, monthly cost of prescription drugs will be met by Insurance Cos. Medical insurance is only for treatment, not for any test or medical check ups. However, if a person undergoes continuous treatment, after he becomes fit he can claim for reimbursement for expenses of hospitalization, plus prescribed drugs, Doctor's fees for pre hospitalization - 30 days and post hospitalization - 60 days along…