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11y ago

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What is meant by a credit limit?

Credit limit is the largest amount of money a consumer can charge on a credit card. The amount equals the amount of credit extended to a consumer. Charges over this amount are usually allowed, but expect to pay an "over-the-limit" fee.


What happens when you over pay on a credit card?

When you over pay a credit card, you have then a "credit balance." This means, in essense, the credit card company owes you money. You can either have them send you a check to pay off the difference, or the credit balance will be eliminated when/if you use your card again.


If mom kids opened credit card in her name and no longer making payments and mom cant pay only receiving ssi and small pension can that be taken from mom?

Mom needs to make the "kids" take care of the debt!Mom needs to call the credit card company and deny the card is hers, explain the card was opened in her name without her permission (if this is the truth). The company will then go about getting the funds from the people (her kids) who used the card. If the kids are minors, mom or dad can be held responsible for some debt - if she was aware the "kids" were using it she is also responsible at least morally. Mom needs to stand up to these kids and make them hand over the cash so the debt can be paid.If this was done behind mom's back and the "kids" are adults, mom needs to make "the kids" take responsibility. Paying the debt for them or hiding them from the credit card company will only make it easier for "the kids" to lie and steal from her the next time.If mom used the card or allowed the kids to use it for her needs - mom should show the kids about responsibility by offering to pay back what she purchased, by making a payment schedule with the credit card company. But she absolutely needs to make those kids pay what they owe. Most credit card companies don't want to go after a retired person's pension for debt she did not incur, but they are a business and they deserve to be paid by the people responsible.


Order car title copy over phone with credit card?

Can I order a copy of my car title over the phone and pay with a credit card?


Can i get a credit card if im sixteen?

No. You must be over the age of eighteen in the united states to own a credit card


What are the average statistics of credit cards?

According to the CreditCards website, as of 2008 there were 176 million credit card holders. The majority of credit card holders have 3 or more credit cards, and over 40% of students have a credit card.


How can I pay a vendor using a credit card?

To pay a vendor using a credit card, you can provide your credit card information to the vendor either online, over the phone, or in person. The vendor will then process the payment using your credit card details.


Can I pay my son's credit card with my credit card?

Yes - so long as you don't go over your own limit.


Does Econo Lodge accept credit card payment over the phone?

You can use your credit card over the phone for Econo Lodge but only to book a reservation. Your card will not be charged until after you have checked in.


Are kids allowed in a cinema to see you's by them self?

If it is a U then kids 4 and over are allowed on their own in the cinema!


Is credit card use consider interstate commerce?

Yes - a credit card can be used all over the world - providing the retailer accepts the card (which most do !)


Can a teen get a cell phone without a credit card?

yes, every kid over 12 i know has a phone and no credit card