Are long-term care insurance policies the same?
Currently, there is no universal standard for defining long-term care facilities.
RV insurance policies have the same kind of deductibles as other insurance policies. You need to contact your insurance company and ask them what the deductible would be depending on the RV you have chosen. Read More
No, all polices are not the same. Read More
can anybody tell me if its possible (and legal) to have two car insurance policies on the same car? can anybody tell me if its possible (and legal) to have two car insurance policies on the same car? Read More
You could! Read More
Yes, you can as long as they are not from the same company. There is usually a standard provision in travel insurance policies that prohibit you from buying more than one policy from the same company however, it does not apply if you buy from a different insurance company. Read More
If both policies are with the same company, and if you or your employer pays the premiums on them, then yes, they both pay. That is actually common; quite often the husband's insurance through his employer is through the same insurance company the wife's job has. Read More
Yes, you can have two car insurance policies in the same household but it would probably be cheaper if you just went with one company instead. Most auto insurance companies offer a multiple car discount. Read More
It isn't illegal to have two policies on the same vehicle, however it is illegal to try to claim twice for the same vehicle and the same incident. Read More
This one is easy. If you have an automobile you need auto insurance. If you have a motorcycle you need motorcycle insurance. These are two different types of policies and one will not cover the other. Some insurance companies offer both types of policy so you can purchase both policies from the same company but if you own both you have to have both policies. Read More
Yea, if you have two different contracts and the beneficiary is the same, you can have two different policies which is legal.But against same contract, you cannot take two policies when the beneficiary is the same which is illegal. Read More
It is totally illegal to have two insurance policies against same contract and same beneficiary. This is a serious contravention of law and in case any claim arises, the insured's claim will be summarily rejected and will be liable for explanation for such misrepresentation of facts. Read More
No. You will only get "insurance" from an insurance company. Read More
What are the odds of the same woman being the beneficiary to three separate life insurance policies?
Actually the odds could be 100% if the woman's husband owned three different life insurance policies naming her as the primary beneficiary for each of the policies. Or, perhaps her parents each owned life insurance policies, as well, and named her as the primary beneficiary. Read More
yes. even if they are from the same company. Read More
Yes, you can be covered by multiple dental policies. There will be one insurance carrier as your primary insurance and the second insurance carrier will be your secondary insurance. Read More
I'm not too sure. But I doubt that it would. You would have to contact your insurance company for further information, as I have no clue which insurance you would have. Read More
Depends on your principal, state & if other policies with same carrier. Read More
If you mean on the same property, no they won't. It is illegal to carry two policies on the same property. The illegality is on the person not the insurance company. Why would you want to carry two policies. All they will do is to coordinate the benefits and pay half of the claim each, therefore you will not collect any more than the claim. Read More
Hi Most health insurance providers sell policies online. Infact buying health insurance policy online is the most convenient and rational way to purchase health insurance. When you buy online health insurance you have the liberty to compare policies of same as well as different health insurance providers and then accordingly make an informed decision. Read More
The insurance policy surrender charges vary from policy to policy. While surrender charges against ulip policies are much on the higher side, whereas the same is low in endowment policies. You can visit the Insurance Company's webiste for a glimpse of the various charges. Read More
Not all insurance policies are the same. The way to find out what your policy covers is to read the policy. It will tell exactly what coverage you have. Read More
YES, you can have multiple insurance policies, from different companies or even from the same company. Each company has it's own rules of how much life insurance someone can get. You can get quotes from multiple companies and have life insurance policies issued simultaneously from different companies. You should work with an insurance agent that has access to multiple insurance companies and can advise you what requirements each company has, and the limits they are… Read More
Yes, a married couple does not need to have the same car insurance. They can both get their own policies and it may be more economical to do so. Read More
Yes. You can purchase insurance for your same-sex partner. Many insurance policies will also cover your same-sex partner for an additional premium. Many employers will also extend insurance benefits to same-sex partners of employees. This is true even in states where same-sex marriage is banned. Read More
If you change jobs and the new insurance is through the same company as the old insurance is there a way to wave the 90 days they make you wait before they give you insurance?
No. Just because it is the same insurance company does not mean it is the same policy when it comes to coverage. Each employer is different in the policies they pick due to the amount of money they can or are willing to spend. Read More
As for the life insurance the answer is yes. For the auto the answer is maybe. If the cars are jointly titled then most likely yes as long as both or you remain in the same state. You will have to consult with your agent to find out what the exact company policies are regarding people you can and can't have on your insurance policy. Read More
You'll have to contact your insurance company. Not all policies are the same so it just depends on what coverage you selected when you bought your insurance policy. Read More
Yes, There is no problem having more that one insurance policy delineating the same vehicle. Bare in mind that "Double Indemnity" however is illegal and a Felony offense. so long as one does not attempt to receive multiple claim compensation from the different policies for the same loss then there is no problem. Read More
Not a problem at all. Many times individuals may have multiple policies with the same company as one may be a term policy and the other a universal life policy, or you may have two term policies with different term lengths. Sure. Read More
As many as you want. Usually there is only a limit on the total value of the insurance policies you can have on your name. This is based on your annual salary. For ex: Bill gates can get a policy for 10 billion USD because he can afford to pay the premium on the policy whereas if I ask for the same amount, the insurance company will turn it down. Read More
Many companies will but the policies vary from state to state even with the same insurance company. Read More
One can procure an electrician insurance from the same company from what he has the health-insurance. One's employeer should take care about this because is about labor protection. Read More
Who is responsible if an insurance company insures the same property twice in the same claim period?
Who is responsible if an insurance company insures the same property twice in the same claim period varies depending on the structure of the contract. If a person signs two separate contracts, there could be two policies issued for that same property. If there was only a single contract signed, it might be the insurance company who is responsible. Read More
Yes, you can buy as many insurance policies as you like. But you can not make the same claim with multiple companies for the same loss or that could potentially constitute a fraud. Your main Insurance policy ( typically that with the broadest coverage would be considered your primary coverage. Other policies (Trailing Coverage) can invoke if the loss you suffer exceeds the limits of the Primary Policy. Read More
There exists a Hill County Insurance Agency in Wimberly, TX. From its website, it appears to sell health insurance of various sorts and to design health insurance plans. This is what you may be looking for. An insurance agency is not the same as an insurance company. This is a source of confusion for many people. An insurance agenct might best be thought of as a "retailer" of insurance policies--that is, it sells policies, issued… Read More
Your wife backed into your sons car in the driveway The vehicles are insured by different companies your wifes insurance claims since your son resides in the same house they will not cover damages.?
The insurance company claims there is a Michigan law that prevents them from paying a claim on two insurance policies from the same residence Read More
Reputable insurance companies for whole life insurance include Gerber Life, MetLife, AllState, and Mass Mutual. Check with your auto insurer if you have car insurance, because sometimes you can combine two or more insurance policies with the same insurer and get a discount. Read More
Yes. This type of insurance is called Expatriate Medical Insurance. This insurance is also called Global Expatriate Medical Insurance. However, you may find that the host country has its own form of health care. This type of plan offers the same medical care you would get in you home country. Read More
There is no limit to the number of life insurance policies that any one person can have. If you have more than one health policy, for example, you would not be able to file a claim on both policies for the same event - doctor's visit, surgery, etc. Read More
Your applicable deductibles are listed in your Insurance Policy. If you have difficulty reading your policy just contact your insurance agent for clarification. All Policies are not the same so it just depends on the coverages and deductibles you requested when you purchased your insurance. Read More
Sometimes it is and sometimes it isn't. The same is true of personal auto insurance. Many insurance policies do not include automatic coverage for newly acquired vehicles. This is a real reason you need to have an agent that you can call and make sure before driving off the dealers lot with a vehicle that may or may not have insurance on it. Read More
You can get insurance for your recreational vehicle from the same place that you insure your home, automobile (and in some cases also your motorcycle). Geico and Progressive mention in some of their ads that they cover RVs. Read More
Yes, as long as you have been in a committed relationship for at least 6 months. Read More
Do you need to get an umbrella policy from the same insurance company that covers your car and home insurance?
Yes. Most companies that offer umbrella or excess liability policies will not offer such a policy unless they also insure your home and or vehicles. The reason for this is that under the policy you are required to carry policies on your home and vehicles but are required to carry certain limits of liability on these policies. It s much easier for the company to monitor these policies and required limits if they handle these… Read More
Motorcycle policies and auto policies are mutually exclusive meaning there is no coverage on an auto policy for motorcycles and vice versa. They are separate policies and each contains exclusions for the other type of vehicle. Accidents on either a motorcycle or car/truck will impact rates on both policies equally. In other words if you have an at-fault accident in your car it will affect the premium on your motorcycle policy. If you are asking… Read More
No, not really, but Prolonged is sort of a word to use when someone has a dragging illness or something. Good question. Something that is longterm is permanent but something that is prolonged will go on for a while and eventually stop. EX: the longterm effects of smoking are____. The Prolonged illness went on for 3 years but then it was cured. Read More
The people that can afford to pay for a better insurance I m sure will do so but this way millions of adults and children will be sured medical care. Read More
What life insurance needs might be most appropriately taken care of by purchasing decreasing term insurance?
Decreasing term insurance is most often used to protect mortgages and other large debts. The premium stays the same but each year the face amount of the policy reduces just as the principal owed on the loan drops. It is a way to get protection at a lower cost. If these types of policies are being added to a loan it is a good idea to shop before you agree to it. Check with your… Read More
Perhaps, It just depends on whether the vehicle being driven fits the definition of an insured vehicle under the terms of your insurance policy. All policies are not the same. If your not sure just call your insurance agent and he or she can answer your questions. Read More
It's not illegal to be a named driver on an insurance policy if you don't live at the same address- only if you lie about living together to the insurance company. I think it's different for multi car discounts/ policies. Read More