There are legitimate mortgage help programs, but there are also many fraudulent schemes built to ensnare desperate individuals. Legitimate mortgage help programs are affiliated with banks, credit unions and the federal government. If you cannot pay your mortgage and need help quickly, seek out a charity such as the Salvation Army to make your current payment or sit down with your bank today to negotiate a repayment plan or loan to pay the next mortgage payments.
There are many programs out to assist you with your mortgage. Some mortgage assistance programs include HUD and Help with Mortgage.
Yes there is in fact a website that does this. You can go to mortgage-x.com. There you will be able to compare the different mortgage help programs available.
There are many different programs to help you get a mortgage even if you have bad credit. You are likey to pay a higher rate for your mortgage but there are mortgage brokers who can help you to qualify.
There are many great government programs that can help with your mortgage. The first step is to figure out which programs you qualify for. Some programs to look into can be found on this website http://www.governmentrefinanceassistance.com/.
Yes, SAE is a scam and their programs are not legit.
A number of programs have been implemented by the US government to help homeowners avoid mortgage foreclosure. The US Treasury Department and the Department of Housing and Urban Development manage the majority of these programs.
There are various programs the government offers for mortgage modification. A few programs available from the government to modify your mortgage include Obama's loan modification program and HUD.
If you have a mortgage and are looking for a better rate, go back to the original mortgage lender to start the discussion. If the lender does not have viable options for you, ask where you might seek assistance. There are a variety of programs, but each one has many requirements and restrictions. Your lender can help steer you to those most likely to suit your needs.
Generally YES. There are legitimate plans that help you manage your finances and pay your debt down faster, but any programs that promises to eliminate or invalidate your mortgage are not legitimate.
Most First-Time Home Buyer mortgage programs require a 30-year mortgage although there are some exceptions. Most offer a lower down payment or even no down payment but there are downsides to these programs. Consultation with a reputable mortgage broker and your banker will help cut through the confusing language and give you the best advice.
Yes just check around your state to c any housing programs
You might be able to refinance your home. This means lower mortgage payments every month. There are some programs like Home Affordable Refinance Program (HARP) that can help you refinance if you can't due to a low value of your home.