Mutual funds have become very popular, but are not insured by FDIC. If you are looking for a sure thing that has better return than a savings account, I would look into something that is secured by the FDIC. Some of these may not offer the return of a well managed mutual fund in good years, but that being said, not all mutual funds are well managed or diversified enough and can put your money at risk. The FDIC has a website that helps you understand what investments are protected by the government at: http://www.fdic.gov/consumers/information/fdiciorn.html. College funds are supposed to be there when need and not at risk.
for GDP an investment is saving.
are mutual saving banks be FDIC insured
Why is saving considered a financial investment
Mike Bundlie has written: 'Make more than your parents' -- subject(s): Investments, Personal Finance, Saving and investment
Usually, you make an investment to prepare for the future. If you're saving for something that you NEED, it is. If you're saving for something like a toy, then no.
Mutual funds are investment instruments that are meant for people who have a smaller appetite for risks, but seek higher returns than they would get on simple saving accounts or fixed deposits. That's not to say that mutual fund investment is free of risk. Mutual fund investment offers schemes that suit all types of investors. Those who have a larger appetite for risk can invest in equity funds, while those who want to minimize their risks should look at investing in bonds. A mutual fund is a pool of money from numerous investors who wish to save or make money just like you. Investing in a mutual fund can be a lot easier than buying and selling individual stocks and bonds on your own. Investors can sell their shares when they want.Know more at : assetmanagement.kotak.com
Mathew Hauck has written: 'Survey reliability and interviewer competence' -- subject(s): Saving and investment 'Survey reliability and interviewer competence' -- subject(s): Saving and investment 'Survey reliability and interviewer competence' -- subject(s): Saving and investment
A mutual fund is a type of professionally-managed collective investment scheme that pools money from many investors to purchase securities.[1] While there is no legal definition of mutual fund, the term is most commonly applied only to those collective investment schemes that are regulated, available to the general public and open-ended in nature. Hedge funds are not considered a type of mutual fund. The term mutual fund is less widely used outside of the United States. For collective investment schemes outside of the United States, see articles on specific types of funds including open-ended investment companies, SICAVs, unitized insurance funds, unit trusts and Undertakings for Collective Investment in Transferable Securities. In the United States, mutual funds must be registered with the Securities and Exchange Commission, overseen by a board of directors or board of trustees and managed by a registered investment advisor. They are not taxed on their income if they comply with certain requirements. Mutual funds have both advantages and disadvantages compared to direct investing in individual securities. They have a long history in the United States. Today they play an important role in household finances.
Saving must equal planned investment at equilibrium GDP in the private closed economy because leaking of saving that exceeds the injection of investment causes a level of GDP that cannot be sustained. Having a leaking of saving that is lower than the injection of investment causes the GDP to drive upward. In either case is bad to not have them at equilibrium.
U.S. saving bonds
One should talk to an investment expert or an investment company for help in making an investment plan. In economics, investment is related to saving and deferring consumption.
Savings must equal investment because by definition loans (investment that the banks make are taken from savings (bank accounts) from people.