Only if your a Jew
Yes they are!!!!. they have to be licensed in nj to loan in nj out of state PAYDAY LOANS ARE PROHIBITED IN NJAdded: As stated above, payday loans are illegal in New Jersey but their state laws (as currently written) are considered weak and ineffective.See below link:
Erm...Yes. You have to pay all "loans". That's why they are called "loans."
what action cn be taken against you if you dont repay a payday loan
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I also have been looking into this and it seems the state wage garnishment laws are 10% of your gross income. Payday loans are prohibited in the state of NJ and they do have a usury law set in place. I do not know what our rights as consumers are when it comes to these internet payday companies. They state that we have to abide by their (payday loan sharks) state rules. I hope this is something, I have been trying to get out of this mess.
no
no you do not
yes
While payday loans are a good option if you need to borrow a few hundred dollars, I don't think you could get one to purchase a car. You would need to go to a bank to get a car loan.
You generally have 14-30 days to pay back a payday loan. Be careful not to "roll over" the loan and accrue new fees and charges. That's how these slimballs get you.
Some states that allow military personnel to apply for a military payday loan are Arizona, New Mexico and North Carolina. These loans are capped to 36% APR by the federal law.
Go to New York City.