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You will be required to carry insurance to protect any collateral for a loan, no matter how much the amount of the loan.

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Q: Are required to have homeowners insurance on just a credit line?
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Who writes homeowners insurance for people with poor credit?

There are many fine companies that can provide you with a homeowners insurance policy even if you have poor credit, You may not qualify for All Risk coverage or the Cadillac plans but you can still find adequate coverage. Just do a search on your your favorite Internet search engine, or call a local agent and ask about basic, or level 1 coverage if price is an issue. You may also want to consider contacting an independent agent or an insurance broker that has access to surplus lines insurance markets.


Where can one get instant homeowners insurance quotes?

You can get instant homeowners insurance quotes online from websites such as Nationwide, Progressive, and GEICO. They just require basic information about you and your home in order to calculate a quote.


Does homeowners insurance cover plumming?

Yes, Homeowners insurance can cover plumbing damage when caused by a covered peril such as lightning, fire, wind, hail freezing etc. Refer to your insurance policy for covered perils. If your plumbing is just old or stopped up then that would be an owners maintenance issue. Homeowners insurance does not provide for maintenance.


Does homeowners insurance cover a sinking drive way?

It may, You really just need to discuss it with your Insurance Agent. Some homeowners policies do provide coverage for certain types of Sink-age and some do not.


What site is best to buy online homeowners insurance?

Geico.com's website and many other insurance company's websites offer a free quote when looking for homeowners insurance. In most cases you would just enter your address and some information about your home to receive the quote. Then if you find the quote to be acceptable and you think that the policy will give you enough coverage all you have to do is give your credit card or debit card number and buy the policy.


Will your homeowners insurance cover a new front door?

If the damage to your front door was the result of a covered peril then yes, it would be covered under your homeowners insurance policy. If the door is just worn out then it is a maintenance issue.


Does homeowners insurance cover a water leak from a well to the house. It is outside.?

No, it is just for the house and contents.


Does homeowners insurance patio cracks caused by freezing?

Generally this would be considered expected normal wear and tear which is not a covered peril under a homeowners insurance policy. Concrete cracks, there's just no way around it.


Is it hard to get homeowners insurance for an inexpensive home?

Inexpensive Home InsuranceNo, It is not hard to get Home Owners Insurance just because your home is inexpensive.


What if your home is a duplex and you live in one unit what kind of insurance should you get?

You just need regular homeowners insurance, nothing special is needed.


What happens when your homeowners insurance gets cancelled?

Most people just buy another insurance policy somewhere else. That is usually what happens.


How do I find out if my neighbor has homeowners insurance?

You just have to ask them if they have insurance on the house. There is no other way to find out as all insurance information is protected under both state and federal privacy laws. Homeowners insurance and policy information is "not" a matter of public record.