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Yes, I would say they are, and with the aftermath of the subprime crisis the 3 C's are more important than ever. The subprime crisis came about because many people who were granted loans didn't have the capacity to pay, and in an economy that's trying to get back on its feet, character, capacity and collateral count when deciding whether to approve loans or not. Lenders analyze this by looking at the borrower's credit report and Fico score. The higher your credit score is, the lesser the probability that you will default on your loan.
I suggest that you check out this site for more information on the 3 C's and their relation to the Fico score: http://www.howtoestablishgoodcredit.com/Credit_Articles/index.php?article=2953
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What is a sentence with the word usury?
There is still usury in some villages. It means lending money at high interest rates.
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Register on-line to begin lending the smart way! Joining is Quick, Easy, and Free.You transfer money into your encash account and it's made available to borrowers at the terms you set. You can lend a minimum of £10 and up to a maximum of 10% of any individual loans.Create your auto-lending plan or browse through the loan listings to select the borrowers with requirements that best match your personal investment goals.Go on my lending page to see how much you've lent through custom lending or auto-lending to borrowers and how much is still available in your encash account. It's that easy!
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No it is not
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is abaci still used in todays world
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