No, but there are licensing requirements.
No. However, you can obtain coverage as a supplement ( called a rider ) to your parents' insurance policiy.
You have to be either named or you have to fit the definition of a named insured on the policy.
You don't have to live there as long as you are listed on the policy.
You do not have to live with them as long as you are listed on the policy.
As soon as the insurance company gets wind that you are married they will drop you from their coverage. If you are caught using their insurance they will probably try to charge you with fraud or cancel your parents insurance.
Yes, you can have your own auto insurance policy. If you are a minor though, you will need your legal gaurdian to countersign your application for insurance coverage.
The parent who was born first in the year. In other words if the mom was born in June and the father was born in July, then the primary insurance would be covered by the mother. This also applies to both parents being born in the same month. Whoever was born first is the primary holder of the insurance.
If they do not claim the teen driver on their insurance, then she gets into a wreck or otherwise gets gets the attention of the insurance company, the insurance company will terminate coverage and the parents will be required to get high risk insurance. They may also refuse to cover certain types of loss if the teen driver is not included in the policy. There is coverage for the kid that they pay and is discounted because the parents also have a policy with them. Liability is separated from the parents.
Parents who have a young driver to insure in Columbus would benefit by doing a little research in order to end up with the best car insurance. Price, the specifics of the insurance coverage, and the reputation of the insurance agency are all things to consider. The following contains some tips and information for parents in Columbus who are trying to find the proper insurance for a young driver.The first step for many parents of young drivers is to compare car insurance rates online. Parents must have all of the necessary information in order to get accurate quotes from various insurance agencies. This is a relatively quick process that can present parents with several good options for car insurance. In addition, parents may want to check with different insurance agencies regarding special incentives. For instance, some car insurance agencies offer discounts for students who achieve high grades in school. This can serve as extra incentive for a young driver to put forth his or her best efforts in school.A second wise step for parents is to make sure that the young, beginning driver takes driver's education classes at a reputable school with skilled instructors. Some car insurance agencies will consider the quality of a young driver's education when calculating a car insurance quote. Furthermore, parents may feel more secure about a teenager's driving capabilities if he or she has learned from a reputable driving school.Parents can also call the agency that provides insurance for the other drivers in the household. There may be some discounts for having a certain number of drivers in a family sign up for coverage. Also, there is an advantage to knowing an insurance agent especially if a problem comes up. Parents have the name of a particular person when asking for assistance.Finally, when trying to insure a young driver in Columbus it's best to be certain about the specifics of the coverage. Parents should avoid buying too much or too little coverage for a young driver. A knowledgeable insurance agent will be eager to explain the details of the car insurance coverage.
First you ask your parents (whom I presume are at work) if they have homeowners, medical coverage and liability insurance, then you...
Is there a web site available for free for research to see if parents have life insurance coverage and if refunds are due to them of spousal death?
In order for your child to have insurance coverage, your child would need to be listed as a covered person on the policy, and a premium would need to have been collected for the child. Even if both parents are insured, if your child isn't on the policy and has not been considered as a portion of the premium, then there is no coverage.