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Walmart has layaway, but I'm not sure if they sell kitchen appliances.

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12y ago

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Can you lay-by stuff at cash converters?

Most Corporate stores will have the facilities depending on the item you want to lay-by. Keep in mind they will most likely offer no discount on Lay-by, you will have to put a minimum deposit (generally 20%) and if you decide to cancel your Lay-by, you will lose your deposit to allow for inflation & item depreciation.