Yes there are some offered through the Federal Government, all the private ones ive seen online cost money though.
Their are several credit improvement programs available online for free. You dont have to report credit counseling services so it shouln't affect your credit score.
Christian Credit Counseling offers free counseling that may help you. In Detroit, they can be reached at (248) 557-7341.
One can get free credit consolidation in many different places. Some companies that offer it are National Foundation for Credit Counseling and American Consumer Counseling.
Founded in 1951, the National Foundation for Credit Counseling (NFCC) continues to grow and provide free credit counseling. NFCC is a non profit organisation that provides free or low cost individualized, confidential counsil crediting in person, by phone or by email
A free credit check can be obtained at a debt counseling center. If you have bad credit, they can help you get back on track to raise or keep your credit rating with budgeting help.
Boot camps usually cost a designated amount but there are some charities that offer free boot camps. Boot camps can also be similar to counseling programs and there are many free counseling programs for out of control children.
Credit & debt counseling services of Detroit, MI offers services completely for free
A credit counselor can give tips to find credit debt solutions. InCharge debt solutions is a company that provides credit counseling services. With InCharge you can set up a free credit counseling session where you can get your financial situation reviewed and get recommendations.
If seeking simply the credit counseling requirement needed to file for bankruptcy, some sites online offer the service for as little as $5. Yet professional and sincere credit help may cost you nothing. If an individual truly wants help reducing his or her debt, very many credit counseling firms are non-profit and offer such a service for free.
You can get consumer credit advice from any non profit institution that offers free credit counseling for low income people. You can also get it from your bank or credit union.
Christian Debt or Credit Counseling is provided by such companies as Christian Credit Counselors, Family Life Credit, Family Life Resources, and Christian Credit Counsel.
Care One Credit will help you with debt consolidation and credit counseling, however, they are not free. http://www.careonecredit.com/