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Are there limits to collection agency calls?

Updated: 8/16/2019
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13y ago

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There are several limits on when a collection agency call try to contact the debtor like:

  • Contact someone that doesn't own the debt like; relative, employer, neighbor, in some cases co-signers may be contacted by the collection agency
  • Threat Calls, harassment calls, threatening to harm your credit, garnishment or repossession or threatening the debtor with an arrest.
  • Calls can be place between 8:00 AM to 9:00 PM, debtors time. Calls cant be at inconvenience places like at work.

Most of this regulations are from the FDCPA, Fair Debt Collection Practices Act

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13y ago
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