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Yes, many free credit score sites are legitimate. Ask friends or family for references for these types of companies. One reputable site is Free credit report at www.freecreditreport.com
What else can I help you with?
What websites offer legitimate credit scores?
There are a number of websites that offer legitimate credit scores to people that become "members" of their monthly plans. Some (there are more) of those sites include: * www.creditreport.com * www.freecreditscore.com * www.creditkarma.com * www.myfico.com * www.experian.com * www.transunion.com * www.equifax.com
Why do I have 3 different credit scores from the credit reporting agencies?
Chances are that at least a couple of those companies you requested credit scores through are not legitimate credit score companies. The three endorsed by the US government are: Equifax, Experian and Trans Union.
Credit Rating Score and Your Wallet?
People with a lower credit rating score present a higher risk to lenders than those with a higher credit rating score. Therefore, those who present the highest risk will receive the highest interest rates and those who present the lowest risk will receive the lowest interest rates. While this may not seem fair, the bank sees someone with a 650 credit rating score as a higher risk of defaulting on their loan than a person with a 750 credit score. This is because, statistically speaking, those with a 750 credit rating score do default less than those who a 650 score.
If you check your credit report will it decrease your score?
No, checking your own credit score is called a "soft inquiry" and will not affect your credit score. Only "hard inquiries" - those from potential lenders affect your score.
Is there a place I can obtain my credit score/report, and get advice on those credit scores?
You can obtain your credit score from freecreditreport.com and from your bank or financial institute. You can also get helpful advice from these sources.
Where can I get a free online credit score?
There are several websites that will give you your credit score. Freecreditreport.com, equifax.com, annualcreditreport.com. Those are just a few. I hope these help you.
What does it mean to have credit?
If you have a credit that is not bad but you have to pay those credit within the particular time. When you apply for a loan for any purpose, the lender will look at your credit score to measure what kind of interest will chargeable for you. So credit score is important.
Are there any credit cards that won't negatively affect my credit score?
Your best bet would be to close those older credit cards. While it may take some time, your credit score can be improved. However, opening a new credit card, even if it doesn't affect your credit score may not be the best way to go. I am unsure if there is a credit card that wouldn't affect your credit score.
What are some ways to clean up a credit score?
Some ways to clean up a credit score is to start paying bills on time, reduce credit card debt, and open a bank account. Those are the best ways to clean up a credit card score.
How legitimate is the Greenwood Personal Credit company?
The Greenwood Personal Credit Company is a British credit company, established in 1877, primarily offering short term "payday" loans to those in financial difficulty. It is regulated by the Office of Fair Trading and is therefore legitimate.
Where to find credit score and advice?
You can get your credit score by getting a copy of your credit report from one of the three reporting agencies. You can visit their websites at www.experian.com, www.transunion.com and www.exuifax.com to get those reports. You can also get advice on how to improve and protect your credit score by visiting http://money.msn.com/credit-rating/9-fast-fixes-for-your-credit-scores-weston.aspx
Can anyone get a copy of your credit report?
No. The Fair Credit Reporting Act (FCRA) lists the permissible purposes for those wanting to obtain a person’s credit report. You can get your own score, but access to your report by others is restricted to government agencies and businesses that have a “permissible purpose.”
