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Answered 2008-01-27 20:07:02

NO... You need to let the car insurance company know that you bought a new car.

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If you share a car and the owner of the car has insurance are you able to just buy non owner's insurance?

No.. your usually covered under the owners policy automatically, but make sure your a "listed" driver on the policy.


In NY do all licensed members of the household need to be listed on the household insurance policy?

The only persons that would be listed on the homeowners insurance is the home owner (s). All family members and their personal property is automatically covered. If it was a "live in" situation such as boyfriend/girlfriend the non-owner is generally not covered and would need to buy their own tenants policy. Check with your agent, claims department or read your policy.


What is covered by homeowners insurance if you are renting the house?

The dwelling Owners policy does not cover the property or liability of a tenant. Rental dwellings are covered under a Dwelling Policy that covers rental properties not a homeowners policy. If the tenant seeks coverage, the tenant must buy his own Renters Insurance Policy.


Does pre-existing insurance automatically become effective when you buy a used car?

Depends on your policy. Some do, some don't. Ask your insurance rep, get the answer from him/her in writing.


What type of Auto insurance to you need for delivering groceries?

You will need to buy a commercial auto insurance policy for delivery services. Vehicles used for delivery or conveyance are not covered under your Personal Auto Insurance. Any accidents that occur while engaged in commercial activities are not covered under your personal auto policy.


Should you have insurance when you buy into a hoa?

Absolutely, yes. Unless you can afford out-of-pocket expenses that will arise in the case of an insured event covered by the HOA's master policy, best practices dictate that you carry your own insurance. When you visit your insurance broker, take a copy of the HOA master policy with you. Buy the insurance that you require to protect your possessions and the parts of the interior that you own that are not insured under the master policy.


Can you get homeowners insurance if the owner of the house is deceased?

Yes, The Heirs can buy the policy or the Estate executor can buy a home insurance policy.


Can I buy a life insurance policy on my live in partner?

Anyone can buy a life insurance policy on anyone, but the insurance company may request a medical examination of the person.


Life Insurance Policy?

form_title=Life Insurance Policy form_header=Protect your loved ones with a lifetime of financial security. Find a life insurance policy customized to fit your needs. What type of life insurance policy do you want to buy?= () Term Life Insurance () Permanent Life Insurance () Both () Not Sure How large of a life insurance policy do you want to buy?=_ Who will it cover?=_ Who would you list as beneficiary?=_


What insurance will cover dog bites?

I am a licensed insurance agent; licensed in 45 states for 16 years. I sell animal liability insurance and have extensive insurance experience. First, a dog bite will never be covered if you buy insurance AFTER the bite has occurred. Second, you should always have a renter's insurance policy or homeowner's insurance policy, regardless of whether or not you own a dog. If your dog has no prior bite history, you will probably have coverage for a dog bite in the future. But you should always read your policy to be certain that coverage for animals or coverage for certain breeds of dog are not excluded. Third, if your dog cannot be covered by your renter's insurance or homeowner's insurance; you can always buy animal liability insurance to cover such unfortunate events.


How do you renew a health insurance policy?

online renewal of policy does not require physical inspection of the vehicle. Buy Two Wheelar Insurance Policy:


Does Allstate Homeowners Insurance cover Black Mold?

Not automatically No. You can however request a mold coverage endorsement to your policy for an additional premium. Answer #2 My insurance agent of 35+ years said that he has never seen coverage on any policy either residential or commercial from any insurance company that covers black mold, that you cannot buy a policy that will cover it.


Should a person buy the insurance the avis rental car agency offers when traveling out of the US?

My insurance covered me in Canada but not more than thirty miles from the border in Mexico. The best thing to do is to call your agent with your policy number to see if you are covered. Most USA policies cover rental in the US but outside depends on the policy and policy provider so CALL.



If you buy a car can you drive it home with out insurance?

No - but you may have a short period in which an additional or replacement car may be covered under your existing policy. Check with your agent.


Do American insurance policies cover Mexico?

Some policies cover up to 25 miles into Mexico, but nothing more. You need to check your policy. Usually you have to buy special insurance to be covered in Mexico.


Is catastrophic insurance a reliable insurance plan?

Catastrophic Insurance is an insurance policy that is minimum coverage and only protects you in the situation of a catastrophe. There would be no need for you to buy an insurance policy like that.


Can i buy a life insurance policy on anyone?

No. You have to have an insurable interest in the person's life in order to take out an insurance policy on their life.


Can an illegal alien buy a life insurance policy?

Sure. There's no requirement on a life insurance policy that you are a U.S. citizen.


Can i buy your own retro homeowner insurance?

No. there is no such thing as a retroactive homeowners insurance policy.


Does insurance cover mandatory basement remodeling?

Your policy may or may not have coverage for mold related issues. This is something to check when you buy a policy as the insurance companies try to avoid having to pay for mold problems which can be very expensive. Standard home insurance policies do not cover mandatory basement remodeling, unless the basement is damaged from an event (e.g. flooding) covered by the policy


Does a person need insurance or just the car?

If you own a car and buy insurance to cover it, you are covered although the insurance is on the car. You can allow other people to drive the car and they will then be covered even if they don't have insurance.


Can we buy 2 different home contents insurance?

You can buy as many insurance policies as you like. Which ever insurance policy has the broadest scope of coverage, becomes primary and the additional policy would be secondary. Of course should you have a covered loss, you can only seek compensation once. If you try to get paid twice for the same loss, that would be felony insurance fraud punishable by up to 20 years in prison in most U.S. jurisdictions.


Who is covered under auto insurance?

Covered PersonsAuto Insurance covers the Named Insured(s) as defined by the policy. It may provide property coverage as well as medical coverages. It will almost always provide Liability coverage. Some policy forms extend coverage to other permitted drivers while some policies will not. For example a Named Driver policy extends no coverage for other drivers at all. It all depends on the type of policy you buy. Insurance is not for cars it is for the protection of the people who own and drive them.Your Insurance Agent can usually explain coverages and recommend the right policy for you.Happy Motoring.


Why Should I Buy insurance Policy for a Used Car?

Nowadays, the demand for used cars has grown in leaps in Malaysia. Car insurance plays a major role in buying a used car. If you are also purchasing a used car, then you need to understand the insurance policy terms and conditions of the used car. When you buy a used car in Malaysia, there are certain things you should know to purchase insurance for your car. For examples:- Check Insurance Papers Transfer insurance policy ownership Buy a new insurance policy if previous owner does not have one


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