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Are you covered by insurance if you own a home but not making payments on it?
Wiki User
∙ 11y ago
Probably if you have a mortgage on the property. The the bank is probably making the insurance payments for you and just tacking it onto what you already owe them. Many times, your monthly mortgage payment includes amounts that are put into escrow to cover mortgage insurance, property/casualty insurance, and your property taxes. The remainder of your payment is used to pay the debt service (the loan). That said, if something were to happen (for example a fire), the lender would likely take any insurance proceeds, so you wouldn't get anything.
Wiki User
∙ 11y ago
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Is injured visitor covered by home owners insurance and due i have to pay the deductible for minoran injurey?
True Homeowners insurance policies include defense and payments for your negligent acts. Usually, there is not a deductible on those payments. A visitor who is injured by your negligence could sue or demand payments and your insurance company would defend you and/or pay the claimant. Talk to the agent or company that sold you the policy.
Are air conditioners covered by homeowners insurance?
Yes, Your air conditioner for your home is covered for the same perils as the rest of your home structure for covered perils such as Fire, Wind, Hail etc. It is not however covered for normal wear and tear or expected maintenance. See your home insurance policy or talk with your insurance agent about the covered perils you selected for your homeowners insurance policy.
If your car was stolen from in front of your home will your home insurance covered?
Nope, That's what auto Insurance is for.
Is phone fraud covered by homeowners insurance?
No. Fraud is not a covered peril under your home insurance policy. However, Many Home insurance policies do have coverage for certain kinds of theft.
Are lost dentures covered under homeowners insurance?
Dentures are something that is generally covered under your Health Insurance policy.
If your air conditioner broke is it covered by your home owners insurance when they say it is wear and tear and is not covered?
Normal appliances are not going to be covered by home owner's insurance. An air Conditioning unit that doesn't work isn't going to be covered.
Does home owners insurance cover repair of garage doors?
If your garage doors were damaged by a covered peril as defined by your home insurance policy then the door would be covered.
Will a home be covered by insurance if it is not owned by the occupant?
If you have renter's insurance (if renting) or business insurance (if owned by a business), then yes, it's covered. Note: Renter's insurance only covers your property. The home itself should be insured by the owner.
What is special forms for making payments when you are away from home?
A Traveler's check can be used to make payments while away from home.
Is the shower pan covered by homeowners insurance?
No, But it might be covered under your home warranty.
Is a damaged pool covered under home owners insurance?
It depends on your insurance policy
Why is damage to watercraft or trailers excluded?
Because watercraft is usually covered by your home or renter's insurance. The trailer can either be included on your home insurance or on your auto insurance but you must have the trailer listed on your auto policy in order for it to be covered there.
