the only way you are covered is if you stand in the way of the tree and get hit as well
why does everyone ask stupid questions
Geico covered the damage caused to my Durango when a branch fell on it. I had to pay a decuctable.
No. Besdies, why do you need cover if it falls on my vehicle?
A Bam tree is a tree that when it falls over goes "BAM" when it hits your house or vehicle. Aspen trees in Alberta are often referred to as BAM trees as over time they rot from the inside out. Strong winds can blow breaking them off at any point, and if the trees have leaves on them the wind causes the top of the tree to twist or spin as the wind hits the leaves and the trunk twists at a weak spot and splinters and the upper part falls.
it hits the ground
Tree branches - covered with animal skins.
Probably not. If the tree falls on your house due to a storm then the neighbor is not liable for the damage and it will have to be filed on your insurance. The only case where a neighbor may be liable is if the tree was dead and the person knew it was dead and was a risk to your property. Why would you want to sue your neighbor anyway?
An apple that falls from a tree and hits the ground 2 seconds later, fell from a branch 64 ft above the ground. We don't know the total height to the top of the tree, only to the place where the apple was attached.
Homeowners Insurance Covers the property detailed under your policy. Trees are not an insured property. If a hurricane blows a tree into your house and damages your home then the damage to your home would be covered but if only the tree is damaged then the tree itself is not covered.
If the tree was not dead already and clearly so then your insurance would pay for the damage to your house. A storm that causes the tree to fall is considered an "act of God" and the neighbor is therefore not responsible for the incident.
your mother
When Big Tree Falls was created in 1984.
This is the same situation as in the house question. If a storm causes a tree to fall and it hits your car then your car insurance will be the only avenue to pay for damages to your vehicle. The only way the neighbor could be at fault is if the tree was dead and if the neighbors knew it was dead and did nothing about removing the tree. You would have needed to send them a letter informing them of the tree as well and asking them to remove it to secure the liability on their part.