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Are you covered with insurance if you have caused property loss driving under the influence or is the insurance void do to the DUI?
Wiki User
∙ 16y ago
It depends on what your policy says, but generally, yes, you are covered. Insurance covers your negligence. If you hit another car while DUI, your insurance will cover the property damage (and personal injury). If a person sues you and claims intentional or reckless behavior (those have specific legal definitions to them) that is not covered, generally, under your policy. If the person sues you and claims negligence, that is covered. An insurance company may deny coverage, they may defend but not indemnify (meaning hire a lawyer to help you but not pay any damages assessed in the end) or they may bring a declaratory action, meaning that ask a court to determine whether or not they have to pay. This is usually done in advance of or at the same time as the underlying lawsuit. This is not an area of the law that should be tackled by yourself. Get a lawyer who deals with insurance coverage issues, there are a lot of landmines in this aread of the law.
Wiki User
∙ 16y ago
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If someone is driving your car and you do not have them on your insurance and they get into accident are you covered?
Although it depends on your insurance, the driver is covered if driving with your permission.
If your husband has his own insurance for his vehicle and you exclude him the insurance on your car will he be covered by his insurance if he was driving your car and had an accident?
You have to list the drivers covered to drive your car on the policy. If not he is not covered.
Are you covered driving in ireland?
Only if your insurance policy includes driving in Ireland.
Are you covered on a family member's car insurance?
Yes you are covered on a family members car insurance if you are driving a vehicle owned and insured by them.....
Whose auto insurance will cover you if driving another person?
This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.
What happens if you are driving a friends car who has insurance are you covered?
As long as you have a license. The insurance follows the vehicle, not the driver.
Would a suspended license driver be covered under full coverage car insurance?
Not in Canada. If your license is suspended, then any insurance claim that resulted from you driving while suspended would not be covered. If the car was damaged and it was parked and not being operated, then that is covered. But not if you are driving it.
Are you covered by a family member's insurance when driving their car in Georgia?
As long as you are sure they have insurance and if you are listed as a drive on such insurance policy. If these cases are both yes then you will be covered under their insurance as long as you have permission to drive the vehicle.
If you are riding in a car and an adult is driving are you covered by insurance in case of an accident?
Only if the car you are riding in has insurance coverage.
If you get a ticket and you are not covered in the insurance of the car you were driving does the insurance go up?
A no insurance ticket becomes part of your overall driving record and can and will be used to determine rates for any insurnce policy you have or want to have.
Your sisters car that you'd driving have insurance do you need to get non owner insurance?
You need to have your sister schedule you as an covered driver on her auto insurance policy to be covered. Non Owners Insurance will not cover you in any vehicle to which you have regular access.
Are you covered while driving a company vehicle on personal time?
Categorically no. The insurance relates solely to driving on company business.
