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If you have a card with your name on it usually you are considered a joint account holder and are responsible for the debt incurred on that account. If a consumer is listed as an authorized user (they do not have a card with their name) he or she is not responsible for the debt.

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Q: Are you responsible for the debt if you are a 'card holder' on your deceased father's credit card account?
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Are children responsible for deceased fathers debt in California?

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