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Are you responsible for the deductible on the insurance of the car you hit if you do not have insurance?


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Wiki User
2006-08-19 23:19:32
2006-08-19 23:19:32

If you were legally at fault, you are responsible to pay all damages to other vehicle. Even if you pay the other persons deductible, that insurance co. will come after you for total amount. The person that you gave the money to for their deductible will then have to give some of that back to insurance co., if they find out that deductible was given to him (her) by you.

Related Questions

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You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.

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This would be dependent on the insurance you have. If you know who hit your car and have all of the pertinent information, you probably should not have to pay the deductible. If you don't know who hit your car, and your state and/or you do not have waiver of deductible insurance, then you would have to pay the deductible.

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If you hit the car (i.e., you're liable for the accident), the other driver shouldn't have a deductible - your liability insurance should pay the entire claim.

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If you hit a parked car, the deductible applies to your vehicle, not the parked car. The other vehicle is covered by your liability coverage and there is no deductible attached. You pay the deductible on the repairs to your vehicle, usually to the shop after the work is completed, the insurance company handles the balance directly.

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Any time there's a claim which will be paid by the Insurance co, a deductible is paid by the insured.


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