If you were legally At Fault, you are responsible to pay all damages to other vehicle. Even if you pay the other persons deductible, that insurance co. will come after you for total amount. The person that you gave the money to for their deductible will then have to give some of that back to insurance co., if they find out that deductible was given to him (her) by you.
You do not pay a deductible for the car that you hit. Your liability coverage does not have a deductible.
This would be dependent on the insurance you have. If you know who hit your car and have all of the pertinent information, you probably should not have to pay the deductible. If you don't know who hit your car, and your state and/or you do not have waiver of deductible insurance, then you would have to pay the deductible.
If you hit the car (i.e., you're liable for the accident), the other driver shouldn't have a deductible - your liability insurance should pay the entire claim.
If you hit a parked car, the deductible applies to your vehicle, not the parked car. The other vehicle is covered by your liability coverage and there is no deductible attached. You pay the deductible on the repairs to your vehicle, usually to the shop after the work is completed, the insurance company handles the balance directly.
Any time there's a claim which will be paid by the Insurance co, a deductible is paid by the insured.
You do not need to know if the car you hit has insurance if you were at fault. It would not matter if they have insurance because you as the at fault would be responsible for the damages you caused.AnswerIf the owner of the car presented you some documents stating that his/her car has an insurance.
if some man blocks you in your driveway and starts shooting gun at you , you back intothere your car to get away is there insurance responsible
No. They are responsible for their own deductible. Because, when my van got hit, which was parked, I had to pay my deductible before the insurance company would cover it!
If with "one impact from the last car" you mean that the rear car hit the middle car and then the middle car, as a result, hit the front car, the rear car's insurance would be responsible for all damages. If the middle car first hit the front car and then the rear car hit the middle care, the rear car's insurance would only be responsible for the damages to the middle car. i.e. where was the first impact?
Well the person that hit you is not responsible enough to drive with insurance, if someone was in your parked car, you would still be responsible,its your car after all. The person that hit your car would be liable and you would have to go after them legally. If the uninsured driver in fact gets injured he will be responsible for himself, insurance companies are not in the business of paying people who drive illegally.
Yes; as long as you have collision coverage for your vehicle. You will only be out of pocket for your deductible.
The owner of the car that caused your damages will be responsible to pay damages to you unless you live in a no-fault state. In that case, your insurance pays for your damages.
If your policy contains a Deductible clause then yes you will have to pay your deductible.
No. The other person's insurance should pay everything, including your rental car use during the time that your car is being repaired. UNLESS the person that hit you is claiming innocence and there were no witnesses. Then you may have to pay the deductible if your insurance company can not get them to pay.
Every state is different. Where I live, if you are the responsible party in the wreck then your insurance has to repair the vehicle that you hit. You will be responsible for paying your deductible to have your vehicle fixed. Also the driver without insurance will be ticketed by the authorities if they are present.
No there is no surcharge on a hit and run accident but your deductible still stands. thanks for the question
It is my understanding that the car owner's insurance pays for the person who was hit. The driver's insurance is responsible for the car he/she was driving.
Usally, subject to your Comprehensive or Other Than Collision deductible.
All the damages will have to be paid by the other party's insurance company. Your deductible isn't applicable.
It is the liability portion of your auto policy that pays for the damage to another vehicle that you hit. There is no deductible to fix the other car.
No, they don't pay your deductible and neither do you, a deductible does not apply to a hit and run.
If you have collision coverage you can receive payment for the damages minus your deductible, your company then should go to the child's parents for repayment (subrogating them), including your deductible. The parents are ultimately responsible, and can file the claim with their homeowner/renters policy. However, I would suspect an exclusion for any land motor vehicle. Beware, if you have the parents pay just the deductible, and your carrier pays under your collision coverage, them simply paying your deductible does not free them from paying your insurance company the rest of the damage.
Yes, minus your deductible.
You have to pay your deductible no matter what if your insurance company asks for it because that's the part you pay.
The person who hit the car, if "at fault" would be responsible. If the person driving your car was the one at fault, then it would be your insurance that would have to cover it.