Well the person that hit you is not responsible enough to drive with insurance, if someone was in your parked car, you would still be responsible,its your car after all. The person that hit your car would be liable and you would have to go after them legally. If the uninsured driver in fact gets injured he will be responsible for himself, insurance companies are not in the business of paying people who drive illegally.
Medical insurance should cover any injuries substained no matter how they were caused. Health insurance is only responsible (in most cases) for what your car insurance and the third party involved's insurance does not pay. Legally, car insurance is primary over health insurance.
I am not familiar with California laws but... In 99% of cases, the person who rear-end's you is at fault. If the other person is at fault, they are liable for damages and medical injuries. The fact that you are not insured does not make the at fault driver not responsible for damages and injuries that he or she causes.
I think you are referring to PIP coverage? There may be some states that surcharge if you do not have medical insurance as PIP pays for injuries, or death in an auto accident. Most states and insurance companies offer a discount if you do have medical insurance as your medical insurance can also pay for your injuries. Many PIP policies only pay a % of injuries up to a maximum of $10,000.
Yes, she will be held responsible. The primary insurance holder is always responsible for the medical costs under
No, The medical coverage portion of your policy (usually $500) is for minor injuries that can occur around the home and is specific to the named insureds. Your home insurance policy is not a replacement for major medical insurance. If your guest feels you are responsible for their injuries through your negligence then they could sue you for coverage under the liability portion of your home insurance policy.
Technically, your buddy covers the medical expenses. He might be able to have his medical insurance cover it depending on the injuries AND as long as he DOES NOT mention that he got hurt while on the bike. Once he says that the doctors will not treat him for those injuries because they can't bill med insurance.. Medical insurance companies don't want to be paying for injuries that happened on an auto.
You are still responsible for their insurance, when you get another job that has it available. If there is no insurance right now, most of the time you would be responsible for half of any medical bills that are acquired while they were uninsured.
No. That's what your major medical insurance policy is for.
The primary insurance holder will be held responsible. That is part of the agreement, they will have to pay.
Fault in the accident will not be affected by the status of your drivers license. Therefore, the person who is at fault will be responsible for damages and his insurance will pay. You will, however be liable for the fine and ticket you will receive for driver without a license. The important point to remember is that if you had been at fault, you would be liable to pay for the repairs of the other persons car as well as for any medical expenses, loss of wages, and permanent injuries.
The father is usually always the person responsible for the insurance.
If you have an auto accident and you do not have auto insurance with medical payments coverage for your injuries and medical costs, you may need to research the coverages available through your medical insurance policy. If you are not at fault for the accident that caused you injury, and the third party insurance provider has taken responsibility for the accident, the at fault party's liability insurance should pay for medical injuries up to the limits on their policy. Because you do not have insurance, receiving a claim payout might require more work because you do not have an adjuster working for you. If you were at fault for the accident and you do not have auto insurance, you will need to speak with a representative from your medical insurance company to discuss the coverage provided under that policy. You may have a co-pay or a percentage you are responsible for depending on if you have an HMO or PPO.
Check your insurance policy. If you selected medical coverage when you purchased your policy. There is usually a small amount (about 500 dollars) of medical for the named insured that covers minor house hold injuries. Otherwise you would need to look to your health or major medical insurance policy for personal injuries.
Trampolines are responsible for almost 250,000 serious injuries each year and cost $300 million in medical, legal and insurance expenses. These figures only include injuries serious enough to consult medical facilities and so are far fewer than the real figures.
No. Sometimes the person who caused the injuries will pay the medical costs of the victim. Sometimes an insurance company will pay the medical expenses and other compersation. All cases of injury do not end up in court unless the insurance company or person who causes the injuries refuses to pay the full amount due.
If the child is over age 18, then the parent is not responsible for the child's medical bills. The child is legally responsible for anything that the insurance policy did not pay.
Usually the Daycare would have something about that in their policy, and most often Daycares will have an insurance for that type of thing (injuries to children). Sometimes their insurance will not cover a major accident or injury though. If not, the parents or guardians of the child would be responsible for the medical treatment, but if it was a serious situation you could take it to court and/or sue the company, or put in a formal complaint.
No, That's what your Major Medical or Health Insurance policy is for. Homeowners Insurance is "Property Insurance". The very, very small amount of medical coverage offered on most home insurance policies is for accidental injuries to others while on your property.
If you have both medical insurance and auto insurance, the primary company billed will depend on the situation. If your injuries and medical costs were caused by an auto accident and you carry Medical Payments coverage, you will bill your auto insurance provider. If you do not carry Med Pay insurance coverage, as it is optional in the state of California, the circumstances will depend on who is deemed at fault for the accident. If the other party is at fault, you will bill their insurance company and will advise your claims adjuster as well. If you are deemed at fault and do not carry Med Pay, the only insurance you can bill is your medical insurance provider. Be sure your medical insurance provider does not exclude injuries caused in an automobile accident before approving chiropractic care.
The driver or owner will be responsible for the passenger's injuries. The passenger's PIP or medical insurance MAY pay the expenses if the responsible party is not insured, but will sue to recover the expenses.
You are responsible for your own medical bills.
A medical billing agency or person is responsible for applying the proper codes to medical procedures. They might also be responsible for making sure the medical bills reach the patient's insurance company.
Typically the answer will be yes. The primary insurance holder will always be responsible.