As it applies to insurance, the adverse selection problem is the trndency for:
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An insurance policy actually protects the policyholder's financial interests in the insured item, not the insured item itself. The insurer holds the balance of power in the creation of an insurance policy. Ambiguities in contracts of adhesion often favor the insured. The concept of utmost good faith only applies to the insured.
Everyone that applies for a life insurance policy will receive a rating. This rating is based off your medical history, current health, and overall risk of death according to the company. "Rated" will usually mean the person received what is called a table rating. If you pose I higher than normal health risk for any reason, then you will probably get table rated. The premiums will be higher than normal because of your increased risk of death.
Statistical enquiry is a statement containing data where the object or subject is unidentifiable. There is no way to determine who or what the data applies to in these types of enquiries.
The term usually applies to statistics that are compiled by unofficial organisations or by organisations whose activities are not reviewed by reputable statistical bodies.
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The Format Painter.
The Format Painter.
Excess applies
A minimum amount of loss that must be incurred before insurance coverage applies
In some states yes. You would need to ask your insurance company if that applies to you.
no, and the privacy act applies as well
The deductible applies only to your insurance policy so you can not.
To find out how one can find out which insurance group applies to car, one can go to various websites where it is possible to put in personal information and car information regarding the cars make, model and etc. Also one could find their insurance card which is usually issued to them by their insurance company or car dealer.
nominal aphasia or dysnomia,but that applies to words generally,not just names.there is not a word for the tendency to forget people,s names.
There is nothing like temporary insurance, its just normal insurance. Just get insurance and call the insurance company anytime to get it cancelled and pay for just the days when your car was insured. This applies to any change of policy also.
An insurance group, as it applies to cars, is a rating made by the Insurance company. Groups range from 1 to 50. A car's safety ratings and technical data along with the insurance companies compiled data determines the group.