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I've had my fair share of credit and even debit cards, but i do believe that the best one is through your own bank,or credit union.They offer a wide range of help so that you the consumer will not go too far out on a limb in your spending as most of will,and have. And the beauty of this,is that it is free.
What else can I help you with?
Best available debt to cash flow, worthwhile.?
Debt to cash flow isn't something that costs you anything. It is the amount of debt in comparison to your available cash. It is generally recommended that your cash flow to debt is approximately 70% or higher.
What credit debt business card consolidation is available?
There are a number of options available for business credit card debt consolidation. Some of the top rated options are National Debt Relief, DebtWave Credit Counselling and Premier Debt Help.
What is the best score you can get in credit debt?
When people are in credit debt, they often wonder what their score is. The best score you can get in credit debt depends on many different things. You should ask your credit card company for this type of information.
Why does closing a credit card have a negative impact on your credit score?
Because 30% of your credit score is based on your debt to available credit ratio. For example, if you have 3K in credit card debts and if you add up all your available credit limit from all your credit cards for a total of $10K. =your current debt/available credit = 3K/10K = 30% Ratio (Ideal Ratio!) Now you close one account with an available credit of 4K, now decreasing you available credit to $6K =your current debt/available credit = 3K/6K = 50% Ratio The higher the ratio the more negative it will affect your credit score.
Where can one find information about how to eliminate credit card debt?
There is a lot of online information available about how to eliminate credit card debt. There is information from the Federal government, debt consolidation agencies, or self-help information available online.
Does one's Debt to Income Ratio affect the refinancing of a home?
Yes. Your debt to income and available credit ratio is used to determine your credit score. You credit score is an indication to the finance company of your credit-worthiness.
What best describes the difference between credit and debt?
Credit measures ability to buy, while debt means money owed.
Where can one get debt and credit counseling?
According to information that is available on the internet there are many people who need help with credit card debt and that the number of people needing help is rising daily. There are websites that offer help for people with debt by offering credit counseling. Some of these sites are the Debt Advisory Centre UK, Money Debt and Credit, BBC Dept and Consumer Credit.
Where could someone get help with credit card debt?
The best place to go for credit card debt would be a debt counselor. They offer great services to help you to get out of debt and save money for debt repayment.
Does the President Obama administration have money available for people with bad credit who are buried in credit card or automobile debt?
no
When should you close unused credit cards and will this hurt or help your credit score?
Usually closing accounts will hurt your score because if you have debt on other cards, your debt to available credit ratio will rise and it can ding your credit score.
What would be the best thing for a college student in credit card debt to do?
The best thing for a college student in credit card debt to do is to contact a debt consolidation company to help workout a payment plan that the student can afford.
