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A roth IRA is a good plan. You can save up to 4000. dollars per year max. and you expect to earn around 5% annual return. They withdraw the deductions automatically and you won't even feel it. A roth IRA is a good plan. You can save up to 4000. dollars per year max. and you expect to earn around 5% annual return. They withdraw the deductions automatically and you won't even feel it.

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