A person who is owed money is called a creditor.
They are known as debtors.
Debtors
Politicians! :-)
The presence of owing money is referred to as being 'in debt'. A person who is in debt is a debtor.
debtors
debt
Creditors are people or organizations (companies, councils, tax man etc) to whom you owe money. Bills, people you owe money to
Debtors.
Debt.
intrest fee
Garnishment .
no that's called stealing
People that owe you money are accounts receivable.
Chasing people who owe you money.