0
Yes it is possible to qualify for a mortgage despite a Chapter 13 bankruptcy filing. In a Chapter 13 filing the debtor agrees to a court structured debt repayment schedule. Typically, after making payments on time to creditors as required by the bankruptcy agreement an individual can be discharged by the Court from the Chapter 13 proceeding.
Once discharged from bankruptcy an individual can apply for a mortgage. Each bank has different rules about how soon someone can apply for a mortgage after a bankruptcy. Most people coming out of bankruptcy apply for an FHA mortgage loan since this program has the most lenient underwriting standards.
What else can I help you with?
Can you get a home loan while in a chapter thirteen?
Yes, but the Chapter 13 debt will have to be paid off as a condition of the loan.
I filed bankrupty under Chapter 13. My student loan is included in the Chapter 13 and I am paying on it. Can I still apply for another student loan?
Only if you have the courts permission
Can you get a hrblock Christmas loan if you have filed chapter 13?
yes you can
Can you get a loan when you are still in chapter 13 bankruptcy?
yes u can
If your chapter 13 was closed and dismissed and your credit score is excellent can you buy a house or car right away?
Typically you have to wait 2 years to apply of a homesteading loan. But have to wait a minimum of 6 months for an auto loan.
Can you get approved for a new car loan after your chapter 13 bankruptcy is dischared?
yes, I did.
Can you get a used car loan while you are on chapter 13 bankrupty?
Highly doubtful.
How does one Recover unpaid loan after chapter 13 is filed?
after appearing in court on civil suit defendant informed court judge chapter 13 has been filed. Is defendant free and clear from paying personal loan?
Can auto and home defiencies and garnesheements be entered into a ch13 bankruptcy?
If you mean, can they be included in a chapter 13, the answer is, they must be. If you mean, can you file a chapter 13 because of garnishments and secured loan payment arrears, yes, that's what chapter 13 is for.
Can you include a house in state a in a Chapter 13 if you are a temporary resident in state b?
Can you include a house in state a in a Chapter 13 if you are a temporary resident in state b?
Is it possible to get a home equity loan while paying chapter 13?
No you can not get a home equity line of credit but you can refinance and pay off the chapter 13 with the new mortgage.
In chapter 13 can you keep a motorcycle?
Yes...You have to Re-Affirm your loan..Talk to your Attourney
