It's the lienholder who makes such demands, and their legal capacity to place such a demand varies by jurisdiction.
if you are late 15 days on your payment they can take your car away.
yes he has the power and authority to do that
Yes
they will repo it
when repo man repossess the car and was in an accident before you can get it back, what happens
NOT that I know of. Report it to the LENDER ASAP. Sounds shady.
Probably not. He'd probably ask you to get out of the car.
If its not your car why do you care???
A "repo man" can take your car no matter what. If your purse is in the car, they can take it. You will probably be called with the information on how to get your personal effects.
YES
Chances are the cops at the gate will escort the repo man to your car and let them take it.
Maybe the repo man was after something other than your car. Or, maybe the person was there to serve you with some papers.