call the claims department and ask.
secondary to the policy insuring the vehicle you drove with permission....barring any exclusions on your parents policy ....
A term policy is a form of life insurance that is the least expensive method of insuring that if one dies during the term, the money will be given to a beneficiary.
What kind of Disability are you talking about? SSI, SDI, Individual Policy, Group Policy? What is the insuring clause? How long will you be unable to work?
Declarations, Insuring Agreement, Conditions, and Exclusions. Many policies will also have an attached endorsement part.
No - you can not insure a vehicle that isn't titled to you.
You sure can and most companies will give you a multi-car discount for insuring multiple vehicles with them.
Superseded Insurance is taken to provide cover when a new fidelity guarantee policy is being taken for losses that were going to fall under the old (superseded) policy but would not be because the period allowed by that old policy for losses to be discovered and be claimable under that policy has expired. The incident covered should occur during the currency of the superseded policy. The cover under the new policy will not be broader than that provided by the superseded policy as the limits, conditions & extensions that applied on that policy will still be applicable.
Not sure if you mean, if you mean for insurance to issue a policy on a business, policy will be submitted to the underwriting dept. that will review, and investigate the risk and then make the determination if their company will 'accept the risk' of insuring this business.
The insuring company provides us the insurance policy based on the premium amount we pay them on a regular basis. This can be monthly or quarterly or half yearly or even annual. A policy lapse means that the life insurance contract between the insurer and the insured (YOU) is terminated.
Home owners/renter insurance can help with insuring electronics. A warranty can help insure electronics from any damages encountered. For example, Apple offers the Apple-Care insurance to insure any of their Apple products.
It is difficult to say because it depends on the specific accidental death and dismemberment(AD&D) policy and it's insuring clause. There are many variations of coverage. You have to look at the actual policy and see if the insuring clause limits coverage in any way such as flight accident only or common carrier, or public conveyance, etc. You then have to look at the policy exclusions to see if any specific circumstances are excluded.
Usually paid up IB policies will be claimable as long as you can provide the policy document and proof the policy has become paid up for a reduced sum assured. a Premium receipt book might also help you out, i work for a well known insurance company who have a closed book department which deals with these types of policies every day. as long as the policy hasn't been paid out previously there should be money owed.