So far no
There are many misinformed rumors about how HIV is spread.
This may be possible - but it would be most likely a quite expensive life insurance policy.
You can not buy Life Insurance if you have HIV because it is a disease that can kill with no known cure. There is the option to buy a Guaranteed Issued policy if you can afford the premiums.
No, life insurance companies do not report HIV status findings to public health departments but will report their findings to whom you authorized them to when you signed the medical information release form.
I believe they cant not test for hiv because its against the law . Answer is No This answer is not correct. The do test for HIV and most likely will not offer any type of life insurance if you test positive. There is not law prohibiting them from testing. For full disclosure, I own and operate a small Independent Insurance Agency in Gordon, Georgia and have for 22 years. I also worked as an agent for a direct writer for 3 years before that.
Yes, life insurance companies do test for HIV. However, some life insurers may provide coverage for people with HIV. Depending on the insurer and amount of coverage, you may or may not be tested. However, you will have to answer health questions which usually ask about HIV.
If you have HIV antibodies then you are infected with HIV. The only exception to this is if you are a newborn. Newborns carry mothers IgG antibodies to HIV and the half life of IgG is approximately 21 days.
if the HIV person's blood gets into an another person's blood, then the other person can get HIV.
HIV is a living cell. That means it will require certain conditions for it to survive. In short, as soon the blood dries up, it will also die because it will have no source of life or the condition to support its living.
No
It is difficult to determine the oldest living person with AIDS as there are many individuals around the world living with the disease. Various factors influence life expectancy and age of diagnosis can vary. It is important to respect individuals' privacy and focus on raising awareness and support for those living with HIV/AIDS.
This depends on the type of insurance you have. If HIV medications are covered in your insurance plan, then the cost is lower for you; the insurance company will pay for a percentage of the price of the medication.