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Can I get a discount on car insurance in South Carolina?

Updated: 9/16/2019
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12y ago

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Yes, you might be able to get a discount on your car insurance. This will heavily depend on the provider of your insurance.

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Q: Can I get a discount on car insurance in South Carolina?
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Three Tips on Getting Cheap Auto Insurance in South Carolina?

In South Carolina, auto insurance is compulsory. You must purchase a policy that provides at least the minimum limits required under South Carolina's financial responsibility laws in order to legally drive or even register your car. Although auto insurance can be expensive in this state, there are three simple steps you can take to obtain the cheapest coverage possible.Assess Your Coverage NeedsBy properly assessing your coverage needs, you can avoid paying for coverages that do not provide you with valuable protection. For example, South Carolina permits insurance companies to offer comprehensive and collision coverages, which pay for repairs to your car after an accident. Although these coverages may be important if you drive a newer car, they might not make sense if you have an older car with a low resale value.Similarly, most South Carolina car insurance companies offer towing coverage, which pays for the cost of towing your car to a repair shop if it breaks down. This coverage may not provide significant value to you if you maintain a membership with an auto club that offers towing services.Keep in mind that liability coverage is not optional in South Carolina. All drivers must carry this coverage, which is designed to pay for damages and injuries sustained by others if you cause a traffic accident.Obtain Multiple QuotesIn South Carolina, insurance companies can each set their own rates. As a result, one company might offer the coverage you need at a lower price than another company. Obtaining quotes from multiple insurance companies, whether through an independent agent or a website, can help you find the cheapest rates for your car insurance coverage.Inquire About Policy DiscountsInsurance companies in South Carolina use discounts to attract new customers and retain existing policyholders. Ask your agent about available discounts that can help lower your auto insurance premium costs.You might receive a discount if you have an anti-theft device installed in your car. The amount of the discount varies; however, it is usually between 5 and 10 percent. You might also obtain a discount if you pay your policy in full at the beginning of each policy term, instead of opting for monthly premium payments.


What company has cheaper car insurance in South Carolina?

Geico offers cheap rates in your area. You can also try Allstate insurance for cheap rates.


Can you get cheap car insurance in Georgia, if you are in the military?

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