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There are several companies that offer term life with no exam. There may be other factors and limits on coverage.
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∙ 14y ago
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where can i find term life insurance with no physical?
You can go to this link, get a price quote and find an insurance company that will accept giving you term life insurance without a physical, http://www.primequote.com/
Does all life insurance have no physical term?
No, term life insurance has a term, hence the name.
Which insurance companies offer term life insurance with no physical exam required?
Allstate insurance offers term life insurance with no exams.
Does Allstate offer an affordable life insurance quote without a physical?
Though the word affordable is somewhat sujective, Allstate does offer term life plans without a required physical exam.
Where can one purchase term life insurance that involves no physical?
Many companies offer life insurance to new employees without requiring a physical. If that is not an option, then Mutual of Omaha also offers policies that do not require a physical, but the policies do have age restrictions.
What does the statement, "insurance life no physical term" mean?
It would mean you could get term life insurance with no medical exam. Term life insurance only protects you till a certain age.
Does MetLife Term Life Insurance require a physical from a doctor?
Yes, as of March 2014, MetLife Term Insurance does require a physical from a doctor.
Does Mutual of Omaha require a physical for term life insurance?
no
What insurance companies offer no physical term life insurance in Canada?
Several companies offer life insurance without the need for a health exam in Canada. Some options include Canada Protection Plan, Manulife Financial, and RBC Insurance.
What is term life insurance with the option to convert?
This is term life insurance with the option to convert the policy to whole life insurance without providing evidence of insurability. This exchange involves the issuance of a whole life policy at a premium rate. Convertibility may require that you take a physical exam. Your new rates for the permanent life insurance policy will usually be higher than for your term life policy. Also, you are usually required to convert by a certain date.
Where can I get a quote for term life insurance with no physical exam online?
primequote.com and efinancial.com both specialize in term life insurance quotes, including those that don't require an exam.
How long should you guarantee term life insurance?
You should guarantee term life insurance coverage for as long as you need the protection of term life insurance. Term life usually offers coverage for a term of 10, 15, 20, or 30 years. Depending on your personal life insurance needs, you can choose from those terms available. In addition, you may choose the option of renewability, which allows you to renew your term life insurance policy for another term when the current policy expires, without you having to take a physical exam to qualify for the new policy. However, rates on the renewed policy will be determined at that future date based on your age.
