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Q: Can Perkins loans still be forgiven if they were consolidated with other federal loans?
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How can student loan debt be consolidated?

Student loans can be consolidated after graduation or dropping out of school by filing with the government to consolidate all federal student loans. Remember that non-federal loans cannot be consolidated.


Are uncns loans federal student loans?

Yes. UNCNS stands for "Unsubsidized Consolidated." Since private or state loans not guaranteed by the federal government are ineligible to be consolidated, only federal loans can be labeled UNCNS.


Does a perkins loan get forgiven in a bankruptcy?

List all of your loans and debts. They are all covered in your bankruptcy.


Is a student loan considered federal?

In the U.S., student loans can be Federal or Private.Stafford, PLUS, and Perkins loans are Federal. Most others are private.


Can private student loans be consolidated with federal student loans?

Sometimes private student loans can be consolidated depending on certain factors including the rules of your lender, whether you are in deferrment or default and your credit score. You cannot however, consolidate federal student loans and private student loans together.


Is it true that divorced single parents are able to have their student loans forgiven and also receive extra money for child care?

The only Federal Loan Forgiveness information that I am aware of is as follows: If you die your loans are forgiven If you become perm. disabled your loans are forgiven


Are student loans forgiven after age 60?

Are student loans forgiven at age 60? Are student loans forgiven at age 60?


What are the 4 types of financial aid available in regards to education?

There are different types of student loans available to college students for college: # Federal Subsidized Stafford Loans # Federal Unsubsidized Stafford Loans # Federal Perkins Loans # Federal PLUS Loans # Private/Alternative Student Loans Other sources of financial aid are: * Scholarships * Grants * Work-Study


How is a Federal Perkins Loan different from a regular loan?

Federal Perkins Loans are low-interest loans used for postsecondary education at colleges and universities who participate in the government program. It also has a nine-month grace period following a student leaving school (withdrawal, graduation, etc.), which is hard to find with regular loans.


Can student loans be forgiven if you are working with the homeless and DOC clients as an outreach and substance abuse counselor?

Generally, no. You're not a teacher, a childcare worker, or a military service-member. Actually, some student loans are forgiven if you work in certain jobs with certain populations. My Perkins loans were forgiven because I was employed as a program manager in a family homeless shelter. This was a federal forgiveness program. My husband worked as a public school teacher with disabled children and had an opportunity to have some of his student loans forgiven under a program run by the State of Florida. Loan forgiveness can be worth thousands of dollars so it is worth it to check with your lender to find out if there are any programs that suit your situation.


Can you be forgiven of student loans if your school closes?

No, your student loans will not be forgiven because your school closes.


If you have reached your aggregate student loan limit and have consolidated your loans can you take out more money from the government?

No. Federal consolidation loans are still insured by the federal government, still show in the NSLDS, and still count toward the limit.