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Did you ask at another lender to find out there might be a lesser rate? If that's the case, inform your bank that you simply were cited a lesser rate. They need your company. You will know simply because they approved the loan. Have you got accounts with another institution i.e. bank? Request your bank should you transfer that account for them will you receive a rate plan?

Finally, if these aren't good options, let them know that you're worried about the speed. It may sound like you're an existing customer. Being an existing customer, you've some leverage and there's no recourse in only requesting a lesser rate. If all of this fails, request what's going to take to obtain a lower rate. Deposits matter for them. What account balances does it take to obtain a rate plan? Opening the dialogue may trigger other activities that can help you.

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Q: Can You Really Negotiate For Much Better Deals With A Small Business Loan?
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