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Can a 15 yr old grandchild with a learners permit who does not live with you drive your car if you are with him without being added to your insurance?

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2015-07-14 16:04:07
2015-07-14 16:04:07

A minor with a learner's permit can only drive with an adult in the vehicle. It can be any adult with a valid driver's license. The minor does not need to be added on to the policy until they have a valid driver's license.

The adult must also be of a certain age, not just 18. Different states might have different age restrictions.

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how do i get car insurance with just my learners permit?

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No, for company insurance reasons

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I would wait til you get your license.

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In my state WV the answer is no. You can not. It might be diffrent in other states but I don't think so.

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You have to hold a Learners Permit for at least a year or wait till you are 18.

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Your destination is not relevant, you may not drive without the necessity of complying with ALL the requirements of your learners permit.

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No they won't. A learners permit is not a valid license. They shouldn't be driving without a licensed driver. The owner of the car can be held liable. They can be sued for allowing an unlicensed driver, drive their vehicle.

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Your Insurance Rates will almost always "decrease" when you obtain your permanent Drivers License, barring any accident or tickets having accumulated while you had the learners permit.

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How can insurance go up if you don't have it? You have to have it first for it to go up.

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This varies by state law. Ask your insurance company.

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Have your parents contact your insurance agent as soon as you receive your learners permit. Most companies require that you be added to policy as a driver. Most companies don't charge an extra premium for drivers with learners permits but do want them listed.

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Most insurance companies will automatically insure a child in your home with a learners permit. It is best to check with your insurance company to be sure.


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