Can a 16 year old girl get car insurance without having her parents on the insurance company?
A minor can not legally enter into most binding contracts As a result a parent or guardian is usually required to approve or authorize a contract by signature. So Although, Yes,, they can obtain Auto Insurance Without the parents listed as named insureds on the insurance contract, However, A parents signature will still be required on the insurance application authorizing the minor to enter into the contract.
Is it possible to purchase an SR-22 from an auto insurance company without having their insurance on your vehicle?
Answer Important: Always default to your own insurance company for this answer. If the other insurance company is trying to contact you, call your claim representative and ask her what you should do. Usually, your insurance company can discuss liability with the other party's insurance company without you having to get involved. You don't want to prematurely call the other insurance company and say something on tape that may cost you a better legal standing.
Absolutely. There is no regulation that makes you have auto and home insurance or any other insurance cannot be mandated to be with the same insurance company. Often it is to your benefit to have them with the same company because of discounts they offer in exchange for having the coverage with the same company.